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Kroo: Current Account reviews

Name: Current Account
Rating: 4.89 (4054 reviews)

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4.89

Based on 4,054 reviews, last reviewed 23rd Nov 2024

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Great interest rate Great interest rate. Easy-access and unlimited withdrawals. Simple app and responsive customer service. Reviewed on: 31st August 2024

Latest lowest rating:

1

Holding People’s Money Hostage After my account was closed on 12th November which I believe was a form of revenge after I said on here that I will be going to the press about my exp... Read more Reviewed on: 23rd November 2024

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About this product

With the Kroo current account, you can earn interest on your balance.

Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to open and has no monthly fees even for spending abroad. You can also apply for an overdraft facility.

Kroo current account reviews help you find out what it’s really like to be a customer. If you’ve used Kroo before, you can also leave a review and share your experience.

Kroo Current Account reviews (4054)

Review of the Kroo, Current Account:

Awful experience

This message is for the untrustworthy CEOs who might be reading this review, know exactly what is going on and hiding from their customers. Deeply, deeply worried about this bank and its future sustainability. I predict it is going to go into administration and take my money with them given the similarity of our experience with other account holders. Given the growing list of previous reviews citing theft from the account, I strongly suspect kroo will turn on their account account holders and wrongly accuse them of leaking their security details to allow theft, perversely hold account holders responsible and thus not be liable themselves, just like the Post Office scandal. I am feeling sick at the thought of that as I have lodged a substantial balance in the account which was my hard earned money. absolutely awful. Without warning, account frozen. Going by recent experience of other account holders, it appears I'm not the only one. Their licence to bank needs to be reviewed. My account has been frozen for three weeks! With no reason, no resolution, no timelines. Financial regulations state that there must be a final response from the bank to its customer within 15 days for complaints about payment services. This day has come and gone without any final response letter. Kroo haven't even used the word "frozen" to describe my account so it has been left up to me to define and decipher the status of my account. No reason I meet criteria for this action to be taken upon referring to their terms and conditions. Refusal to speak with managers despite asking on several occasions. When pressed on timelines for resolution, they claimed none could be offered. Instead complaint passed from one rep to another. Further insulted by requests asking me to rate my interaction with them. Devastating and serious impact on all my accounts and credit history. I had a perfect credit history up until this point: mortgages payment has failed to be made for the first time in almost 24 years. The administration to fix this will take months upon months. Dire response to complaints. Poor management of written complaint made over 2 weeks ago. Wreaking havoc with my finances. Offices closed for phone calls. Email unresponded to. Had to call and failed security despite answering all questions correctly. Multiple direct debits failed to the point where my internet provider restricted our access ad credit card blocked. This was the first time this has ever been experienced in more than 3 decades of never missing payments. Kroo have been citing "security" for weeks. Have immediately complied with all security measures Kroo have requested. Still waiting to access my money weeks later. It's a total joke! And the large amount in the account makes me sick in my stomach to think I cannot access my own money. Very telling that kroo were quicker to respond to negative review left on Trust Pilot than they were to my flood of emails and telephone calls demanding to know when I could access my own money again. Their response asking me to reach out to them shows that they don't know I have already done so on numerous occasions without successful resolution. Reviewed on: 15th August 2024

Very usefull easy to manage everything worth it

Very usefull easy to manage everything worth it Reviewed on: 13th April 2024

Helpful Bank.

Easy to operate app. Easy navigation and clear information. Reviewed on: 13th April 2024

They deliver very good, encouraging and prompt servi...

They deliver very good, encouraging and prompt services. Reviewed on: 13th April 2024

Top rate for instant access

Easy to use, great interest rate on cash balances. Did have trouble setting up standing order to mortgage provider Reviewed on: 13th April 2024

Perfect apo, great FAQ.

Perfect apo, great FAQ. I WOULD RECOMMEND IT TO ALL MY MATES Reviewed on: 13th April 2024

communication is key...

They keep all their customers in the loop of what’s going on behind the app. And what’s more they have us have a say on what we like to see services that can be beneficial to all account holders. And bloody decent interest rate. Reviewed on: 13th April 2024

Easy joining process, access to great rates straight...

Easy joining process, access to great rates straight away Reviewed on: 12th April 2024

Geared for you, not them!

Really easy to use, smooth and listen too very geared for YOU not THEM. Killing it Kroo you’re brilliant! Reviewed on: 12th April 2024

Excellent - the only bank current account that pays...

Excellent - the only bank current account that pays high interest rates!! Reviewed on: 12th April 2024

So pleased I opened an account with Kroo.

So pleased I opened an account with Kroo. The app tells me immediately when I have spent something, or money goes into the account. They give good interest rate on the money in the current account, and do not charge for using their card abroard. If I could give Kroo 100 stars I would. Reviewed on: 12th April 2024

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