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Kroo: Current Account reviews

Name: Current Account
Rating: 4.89 (4054 reviews)

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4.89

Based on 4,054 reviews, last reviewed 23rd Nov 2024

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Great interest rate Great interest rate. Easy-access and unlimited withdrawals. Simple app and responsive customer service. Reviewed on: 31st August 2024

Latest lowest rating:

1

Holding People’s Money Hostage After my account was closed on 12th November which I believe was a form of revenge after I said on here that I will be going to the press about my exp... Read more Reviewed on: 23rd November 2024

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About this product

With the Kroo current account, you can earn interest on your balance.

Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to open and has no monthly fees even for spending abroad. You can also apply for an overdraft facility.

Kroo current account reviews help you find out what it’s really like to be a customer. If you’ve used Kroo before, you can also leave a review and share your experience.

Kroo Current Account reviews (4054)

Review of the Kroo, Current Account:

Awful experience

This message is for the untrustworthy CEOs who might be reading this review, know exactly what is going on and hiding from their customers. Deeply, deeply worried about this bank and its future sustainability. I predict it is going to go into administration and take my money with them given the similarity of our experience with other account holders. Given the growing list of previous reviews citing theft from the account, I strongly suspect kroo will turn on their account account holders and wrongly accuse them of leaking their security details to allow theft, perversely hold account holders responsible and thus not be liable themselves, just like the Post Office scandal. I am feeling sick at the thought of that as I have lodged a substantial balance in the account which was my hard earned money. absolutely awful. Without warning, account frozen. Going by recent experience of other account holders, it appears I'm not the only one. Their licence to bank needs to be reviewed. My account has been frozen for three weeks! With no reason, no resolution, no timelines. Financial regulations state that there must be a final response from the bank to its customer within 15 days for complaints about payment services. This day has come and gone without any final response letter. Kroo haven't even used the word "frozen" to describe my account so it has been left up to me to define and decipher the status of my account. No reason I meet criteria for this action to be taken upon referring to their terms and conditions. Refusal to speak with managers despite asking on several occasions. When pressed on timelines for resolution, they claimed none could be offered. Instead complaint passed from one rep to another. Further insulted by requests asking me to rate my interaction with them. Devastating and serious impact on all my accounts and credit history. I had a perfect credit history up until this point: mortgages payment has failed to be made for the first time in almost 24 years. The administration to fix this will take months upon months. Dire response to complaints. Poor management of written complaint made over 2 weeks ago. Wreaking havoc with my finances. Offices closed for phone calls. Email unresponded to. Had to call and failed security despite answering all questions correctly. Multiple direct debits failed to the point where my internet provider restricted our access ad credit card blocked. This was the first time this has ever been experienced in more than 3 decades of never missing payments. Kroo have been citing "security" for weeks. Have immediately complied with all security measures Kroo have requested. Still waiting to access my money weeks later. It's a total joke! And the large amount in the account makes me sick in my stomach to think I cannot access my own money. Very telling that kroo were quicker to respond to negative review left on Trust Pilot than they were to my flood of emails and telephone calls demanding to know when I could access my own money again. Their response asking me to reach out to them shows that they don't know I have already done so on numerous occasions without successful resolution. Reviewed on: 15th August 2024

Can't fault Kroo, it is now my default bank account.

Can't fault Kroo, it is now my default bank account. The fact you can earn interest in a current account is amazing and that they plant 2 trees when you open your account is heading in the right direction for a supporting sustainability. Reviewed on: 12th April 2024

Easy to use .

Easy to use .also good for saving account Reviewed on: 12th April 2024

Good rate of interest.

Good rate of interest. Easy to use app. Very pleased Reviewed on: 12th April 2024

Excellent all round

Very easy to open account excellent rates for loans and excellent interest rates for current accounts Reviewed on: 12th April 2024

Best bank I’ve EVER had

EXCELLENT rate of interest, VERY easy to use, no charges/fees as far as I have seen and a bit of a diamond in the rough Reviewed on: 12th April 2024

Excellent across the board!

Excellent across the board! Their current account has a very good interest rate that means I can live, spend and earn interest all at the time. Their interest rate has so far been better than most other financial services. Furthermore, their app is very easy to use and highly well designed. The rare occasion that I have gotten in touch with them, their customer service has also been impeccable. Reviewed on: 12th April 2024

It’s fantastic getting interest on my current account.

It’s fantastic getting interest on my current account. Even better getting free transactions when abroad. Loving the new pots feature. It helps me manage my money. Reviewed on: 12th April 2024

Kroo is great!

Great bank! Really good interest rate on my current account. I find the app easy to use. Moving money about is simple to do and I love the idea of pots inwhich to place funds for say holidays, home repairs etc. Also the card is great for spending abroad. Reviewed on: 12th April 2024

Fraud reduction measures and ...

Great service with measures in place to reduce chances of fraud. Large payments have follow up checks before the money is transfer. Money in this account earns interest at a much higher rate than many savings accounts. Reviewed on: 12th April 2024

Great interest rate and easy to use app

Great app that is simple and easy to use and shows useful info also. I am very happy with the interest rate for my account which is the best out there. Kroo offered a great incentive to join. Reviewed on: 12th April 2024

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