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Lloyds Bank: Avios Rewards Credit Card reviews

3.94
Based on 57 reviews, last reviewed 5th Sep 2024
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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39%
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32%
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16%
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4%
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9%

Latest highest rating:

5

Ist Class Product Fantastic product and service. Would recommend it to anyone Reviewed on: 5th September 2024
Pat HInett's avatar
Pat HInett

Latest lowest rating:

1

Lloyds are rubbish! Lloyds are rubbish! They reduced my credit card limit from £4,500 to £850 with no warning or communication. I had to get 2 more credit cards to pay ... Read more Reviewed on: 12th April 2024
Bobby Scott's avatar
Bobby Scott

About this product

Lloyds Bank Avios Rewards Credit Card reviews can help you to find out about the pros and cons of the Avios Rewards Credit Card credit card. What kind of features do Lloyds Bank customers like? Find out more about the Lloyds Bank Avios Rewards Credit Card by reading our trusted Smart Money People reviews. You can also write your own Lloyds Bank Avios Rewards Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Lloyds Bank Avios Rewards Credit Card reviews (57)

Review of the Lloyds Bank, Avios Rewards Credit Card:

Helpful custumer service

4
Lloyds Credit Card customer service team were brilliant when I rang the other morning. They could see what my concern was and then the representative , although couldn't help me himself, went through to another department to find out for me what the charge was. He came back and explained it in full to me as well as providing next steps. Really helpful and I would recommend. Reviewed on: 28th March 2016

Interest rate rises

3
Lloyds will put up your interest rate on your credit card without any notice. Even though they are offering good deals for new accounts or credit card transfers. Once. Your in though don't be surprised if your rate changes. Reviewed on: 7th June 2017

Great service

5
Always had great service from Lloyds in all services interactions. Reviewed on: 5th June 2017

Good for avios but service needs work

4
The avios ratio is good - particularly when you use American Express. The upgrade voucher is a nice idea but you need to pay for the entire flight with avios, so it's not as good as it seems. My avios took a long time to come into my account and I had to chase Lloyds more than once. My partner had the same experience so they need to work on that particular issue. Would still recommend though on balance. Reviewed on: 1st June 2017

Double the benefits with two cards

4
The Avios credit cards means you get an AMEX plus a MasterCard, which is handy - and I've managed to accrue several thousand Avios through using both cards regularly. Reviewed on: 2nd May 2017

Reasonable value

3
Low rates, good credit limit and balance transfer rates Reviewed on: 16th April 2017

Convenient

5
I like this card as you get both Amex & MasterCard in case a shop doesn't accept Amex, generous avios points on the Amex & free upgrade when you spend £7k in a year! Reviewed on: 6th April 2017

Meh

2
I doubt I'll ever get enough points to get past the end of the runway. Reviewed on: 4th April 2017

Great way to earn Avios on your purchases

4
I have a pair of Lloyds Avios cards - Amex and Mastercard - and manage to earn a lot of Avios with them, using them to pay for car hire and hotel stays. Reviewed on: 3rd February 2017

Points never seem to be that useable?

3
The points sound promising, but when you try and use them they are really limited. Reviewed on: 27th January 2017

Credit card

5
Collect avios for yourself or family on every purchase. Reviewed on: 27th December 2016

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