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Loqbox: Credit score builder reviews

4.77
Based on 1,126 reviews, last reviewed 18th Sep 2025
6% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
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1%
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1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

AVOID the hidden fraudulent charges Whilst appearing honest, and in abundance giving consumers hope to better their financial predicament, Loqbox has been found out to be a profit and mo... Read more Reviewed on: 18th September 2025
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Martin g

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit score builder reviews (1126)

Review of the Loqbox, Credit score builder:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

Loqbox changed my life

5
Loqbox has honestly been a game-changer for me. I was struggling to build my credit history and didn’t know where to start. A friend recommended Loqbox, and I’m so glad they did. The whole process was simple, transparent, and incredibly effective. Within months of using it, I saw a noticeable improvement in my credit score. What I love most is that I wasn’t spending money I didn’t have – I was saving it. Loqbox combines smart saving with building credit, which is a win-win. The app is user-friendly, the customer support is top-notch, and I feel so much more in control of my financial future. If you’re looking to build your credit and save money at the same time, Loqbox is the perfect tool. I recommend it to anyone who wants to take real steps toward better financial health. Thank you, Loqbox! Reviewed on: 11th July 2025

A title that is 8 charater

5
I like it. Helps me save money. Not really any negatives Reviewed on: 11th July 2025

Has massively helped me to save money and see how mu...

5
Has massively helped me to save money and see how much I have saved with ease. Reviewed on: 10th July 2025

Don’t even understand what this is and can’t stop mo...

1
Don’t even understand what this is and can’t stop money going out my bank Reviewed on: 10th July 2025

Excellent credit knowledge

5
Excellent credit advice and knowledge helping improve my credit score and save money Reviewed on: 10th July 2025

Excellent in everyway helped me out and so easy to...

5
Excellent in everyway helped me out and so easy to use Reviewed on: 10th July 2025

Just helps to build a credit score after a DMP

5
Just helps to build a credit score after a DMP Reviewed on: 10th July 2025

Great for young people and extremely helpful

5
Very good to start your credit building experience goes in depth on what it does and how it works for you. Many different options to choose from and always helpful if your struggling to get your head round the way it works Reviewed on: 10th July 2025

Very helpful

5
Great service, helped with my credit score instantly Reviewed on: 10th July 2025

Highly Recommend!lute game-changer for me.

5
Loqbox has been an absolute game-changer for me. I joined to improve my credit score and build better financial habits—and it’s delivered on both! The process is super easy: you choose an amount to "save" each month, and Loqbox reports your payments to the major credit reference agencies, which helps build your credit history. What I love most is that I’m building my savings and my credit score at the same time. I didn’t need to take out a credit card or loan, so there was no risk of going into debt. I’ve already seen a noticeable improvement in my credit rating, and having that little pot of savings at the end has helped me feel more in control financially. The app is simple to use, and their customer service has always been helpful whenever I’ve had a question. Whether you’re just starting out or trying to bounce back from poor credit, I’d 100% recommend Loqbox as a smart first step. Reviewed on: 9th July 2025