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Loqbox: Credit score builder reviews

4.76
Based on 982 reviews, last reviewed 3rd Jul 2025
80300% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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8%
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1%
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1%
See only 1 star reviews
6%

Latest highest rating:

4

Increased my credit score enough to finally get a cr... Increased my credit score enough to finally get a credit card. Would defo recommend! Reviewed on: 2nd July 2025
Jason Kurth's avatar
Jason Kurth

Latest lowest rating:

2

No real explanation of any value No real explanation of any value Reviewed on: 3rd July 2025
Dave Smith 's avatar
Dave Smith

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit score builder reviews (982)

Review of the Loqbox, Credit score builder:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

Excellent Credit Building

4
It was easy to apply & every option had a good explanation so what you were signing up to was what you needed. There were also options later on that you could also sign up to to help your improve credit journey. Reviewed on: 29th June 2025

Easy to sign up and to navigate, highly recommended.

5
Easy to sign up and to navigate, highly recommended. Reviewed on: 29th June 2025

Really easy to use, and I feel so in control now.

5
Really easy to use, and I feel so in control now. It's a great way for me to get back organised and feeling positive about finances. Reviewed on: 29th June 2025

the loqbox helped me to improve my credit score

5
the loqbox helped me to improve my credit score Reviewed on: 29th June 2025

Okkkkkkk

4
Ok ………………………………………………………………………………. Reviewed on: 28th June 2025

Loqbox has made a massive difference!

5
Loqbox has improved my credit score massively since starting, I noticed a change just a few months in and being able to save too makes me feel at ease! I would reccommend Loqbox to anyone who wants to build their credit score fast! Reviewed on: 28th June 2025

I think it’s a good way to start saving and building...

4
I think it’s a good way to start saving and building credit but I just think it’s way too expensive for what it does. I think it is too difficult to navigate how to access what you are paying for and to stop that, and it would be so much more easy to manage with an app. Reviewed on: 28th June 2025

My experience was mixed to be honest.

5
My experience was mixed to be honest, I had difficulties setting up the credit card. My advisor Kiri was superb the bad point they do not provide you with a card. Reviewed on: 28th June 2025

Excellent to build up cr.edit score.

5
Excellent customer service and better to build up credit scores. Reviewed on: 28th June 2025

I am fairly new to loqbox, about 3 months in to bein...

5
I am fairly new to loqbox, about 3 months in to being a user. I have seen a change in my score for the positive although i am still understanding the features i do see this as a good way to build my credit back up. It's user friendly, interactive and engaging. I would like to see basic everyday language to inform new users what things mean and how they work could be helpful - in reels or slides. Reviewed on: 28th June 2025