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Loqbox: Credit report and building reviews

4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
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7%
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1%
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1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

Great way to build your credit score

5
Great way to build your credit score Reviewed on: 31st May 2025

I'm full satisfied & I'm really likes it's services...

5
I'm full satisfied & I'm really likes it's services and i suggest my friends and family for loqbox Reviewed on: 31st May 2025

I had terrible credit and loqbox has helped me incre...

5
I had terrible credit and loqbox has helped me increase my score and also helped build my savings Reviewed on: 31st May 2025

Loqbox, fantastic.

5
I found Loqbox on Clearscore, thought it would help me save and also help my credit score. It’s easy to use, you really don’t notice the money going into it, and my last time using it ( I am now on my second time), when I had saved what I wanted too I had actually forgotten about it, so it was a great surprise when they contacted me and said my time was up. I would recommend them to everyone and I have. Well done Loqbox you are fantastic. Reviewed on: 31st May 2025

Loqbox has helped me tremendously build up my credit...

5
Loqbox has helped me tremendously build up my credit rating profile and given me advice when asked when I didn't understand Reviewed on: 31st May 2025

Commendation

5
It’s just been very helpful overall, it’s helped improve my credit score. It’s also easier to navigate than other credit improvement plans. Reviewed on: 31st May 2025

Fantastic product! Definitely works!!

5
I was recommended loqbox through Clearscore to help build my credit! Using loqbox grow and loqbox save combined I was able to rapidly build my score over a year. I am now in a position to get a mortgage aswell as the car of my dreams. So if you're trying to build a credit history, or fix one, this product is for you! Reviewed on: 31st May 2025

Great way to save and build your credit

5
Great way to save and build your credit Reviewed on: 31st May 2025

Is been really good so far.

5
Is been really good so far. Honestly was fantastic building my credit score with Loqbox. Reviewed on: 31st May 2025

Great way to build credit health

5
I have been saving and building my credit score with Loqbox for just over a year after being on an IVA and in this time my credit rating has increased and I have now been accepted for things like my own mobile contract and home broadband in my name, meaning my credit health has improved enough to start being independent again. Would definitely recommend to anyone struggling with their credit rating. Reviewed on: 31st May 2025

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