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Loqbox: Credit building reviews

View other Loqbox products
4.57
Based on 1,961 reviews, last reviewed 3rd Sep 2026
1% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Rebuild your credit while saving money. You set up a direct debit for whatever amount you want (I picked £20) and each month that amount is taken from your account like any other bill. These... Read more Reviewed on: 3rd September 2026
reservedfool's avatar
reservedfool

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026
Dovydas's avatar
Dovydas
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About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit building now

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Loqbox Credit building reviews (1961)

positive...

5
i enjoys seeing my money being used in a positive way Reviewed on: 8th July 2025
Ceri 's avatar
Ceri

I’ve been using Loqbox for a while now, and honestly...

5
I’ve been using Loqbox for a while now, and honestly, it’s one of the easiest and smartest ways I’ve found to build my credit. It’s straightforward, no hidden fees, and it actually helps you see progress as you go. The app is simple to use, and I feel like I’m in control of improving my credit score without any hassle. Definitely recommend it to anyone wanting to get their credit on track! Fingers crossed I win that £1,000—would be amazing! Reviewed on: 8th July 2025
Princess M's avatar
Princess M

Very easy to use, helpful for gaining credit

5
Very easy to use, helpful for gaining credit Reviewed on: 8th July 2025
Nb's avatar
Nb

My Experience with Loqbox

5
Using Loqbox has been one of the best financial decisions I’ve made. I started with the goal of improving my credit score while building up some savings, and it’s delivered on both fronts. The whole process was simple and transparent from the beginning I chose a monthly amount I was comfortable saving, and Loqbox reported those payments to the credit reference agencies. Over time, I started to see real improvements in my credit score, which gave me more confidence when applying for things like a phone contract and even looking into a future mortgage. What I really appreciated was that the money I was “paying” wasn’t lost at the end of the term, I got it all back and transferred it to a savings account. Loqbox helped me build better financial habits, and I genuinely feel more in control of my money now. I’d definitely recommend it to anyone who wants to improve their credit score without getting into debt. It’s an easy, risk-free way to take charge of your financial future. Reviewed on: 8th July 2025
Christelle N's avatar
Christelle N

A really great inexpensive way to improve your credi...

5
A really great inexpensive way to improve your credit history when your score is stagnating. Also so easy to manage.. So far a brilliant experience. Reviewed on: 8th July 2025
Steve M's avatar
Steve M

Amazing support for customers looking to grow in life.

5
Amazing support for customers looking to grow in life. Reviewed on: 8th July 2025
Jessica F's avatar
Jessica F

Wonderful service. 5 Stars

5
Wonderful service. Great financial product. I have used this service to boost my credit score - and it works! Reviewed on: 8th July 2025
Louise C's avatar
Louise C

Illness created a poor credit profile but loqbox giv...

5
Illness created a poor credit profile but loqbox gives me the opportunity to help rebuild it. Awesome service Reviewed on: 8th July 2025
Elliott D's avatar
Elliott D

I love Loqbox, regular updated and useful tips that...

5
I love Loqbox, regular updated and useful tips that I can use to build my credit. Since signing up to them ive created a plan to rebuild my credit score based off the tips they give. Reviewed on: 8th July 2025
Gee's avatar
Gee

Since using loqbox I’ve noticed my credit score risi...

5
Since using loqbox I’ve noticed my credit score rising slightly Reviewed on: 8th July 2025
Daniel S's avatar
Daniel S

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