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Monzo: Flex Credit Card reviews

4.96
Based on 2,117 reviews, last reviewed 12th Feb 2025
4371% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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0%
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Latest highest rating:

5

the monzo app is so easy to navigate and makes savin... the monzo app is so easy to navigate and makes saving and investing fun and stress free Reviewed on: 12th February 2025
Nina M's avatar
Nina M

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2117)

Review of the Monzo, Flex Credit Card:

Handy extra

5
I got monzo flex on a whim but I’m so happy I did. It’s made life easier when it comes to big purchases. It’s easy to track my payments and if I want to pay off early I can do! Reviewed on: 3rd March 2023

It’s easy to access and the customer service is alwa...

5
It’s easy to access and the customer service is always on hand to help Reviewed on: 10th February 2025

Excellent features, Flex is very convenient, great i...

5
Excellent features, Flex is very convenient, great interest rates too Reviewed on: 10th February 2025

Extremely user friendly and helps to manage your mon...

5
Extremely user friendly and helps to manage your money in a more diligent and insightful way! Reviewed on: 10th February 2025

The easiest bank account/credit card I’ve ever had.

5
The easiest bank account/credit card I’ve ever had. Monzo makes it so easy to budget and use my credit responsibly. Reviewed on: 10th February 2025

Monzo is easy to use and they have me my first credi...

5
Monzo is easy to use and they have me my first credit card to get me my first credit and it's going well Reviewed on: 10th February 2025

I really like the flex card!

5
I really like the flex card! It's user friendly, simple and effective. Reviewed on: 10th February 2025

Turn any purchase into 3 easy payments

5
Turn any purchase into 3 easy payments Reviewed on: 10th February 2025

Really easy to use and great flexibility.

5
Really easy to use and great flexibility. Reviewed on: 10th February 2025

Great bank.

5
Great bank. Monzo flex has been very useful in my day to day money management Reviewed on: 10th February 2025

Very efficient.

5
Very efficient. Easy to use, flexible, reliable and can be trusted. Reviewed on: 10th February 2025

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