Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

It is amazing , data driven and easy to use

It is amazing , data driven and easy to use Reviewed on: 18th January 2024

Great credit facility

Great facility. Love that you can spread purchases across 3 payments without interest which eases the burden of larger or unplanned expenses during a cost of living crisis. Also great that you can retrospectively flex transactions and credit money back into your account if needed. I now use this more than my regular credit cards. Reviewed on: 18th January 2024

Monzo Flex is the most easy credit card to use it!

Monzo Flex is the most easy credit card to use it! Reviewed on: 18th January 2024

Very good, very intuitive app based banking.

Very good, very intuitive app based banking. Reviewed on: 18th January 2024

Monzo Flex is the first and the best.

I put Monzo as number one bank in UK, when other banks failed me, Monzo flex surprised me, I have been recommending monzo to everyone I come across, you can't go wrong banking with monzo. I love Monzo bank very much. They are number one, other banks are number two. Reviewed on: 18th January 2024

One of the best.

One of the best. I love Monzo, and their products. Reviewed on: 18th January 2024

Amazing Customer service and in app experience

Amazing Customer service and in app experience Reviewed on: 18th January 2024

Best credit card I’ve used

Very easy to use and to manage payments too. Reviewed on: 18th January 2024

I really cannot fault Monzo flex.

I really cannot fault Monzo flex. It allows me to do what I need to, to make it through tough months. From short interest free payments to longer interest charged rates, with the option to pay extra or all whenever I see fit. Reviewed on: 18th January 2024

The most friendly and easy to use bank

The most friendly and easy to use bank Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 3.45 from 127 reviews
marbles credit card
from NewDay 4.37 from 543 reviews
Avios Credit Card
from TSB 3.50 from 20 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1147 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub