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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Monzo Flex is the first and the best.

I put Monzo as number one bank in UK, when other banks failed me, Monzo flex surprised me, I have been recommending monzo to everyone I come across, you can't go wrong banking with monzo. I love Monzo bank very much. They are number one, other banks are number two. Reviewed on: 18th January 2024

One of the best.

One of the best. I love Monzo, and their products. Reviewed on: 18th January 2024

Amazing Customer service and in app experience

Amazing Customer service and in app experience Reviewed on: 18th January 2024

Best credit card I’ve used

Very easy to use and to manage payments too. Reviewed on: 18th January 2024

I really cannot fault Monzo flex.

I really cannot fault Monzo flex. It allows me to do what I need to, to make it through tough months. From short interest free payments to longer interest charged rates, with the option to pay extra or all whenever I see fit. Reviewed on: 18th January 2024

The most friendly and easy to use bank

The most friendly and easy to use bank Reviewed on: 18th January 2024

Great flex

Love flex giving all my finances in one place. Pay in three gives me more opportunity to pay off rather than all at the end of the month. Very happy, I have cancelled a very longstanding credit card company in favor of this now. Reviewed on: 18th January 2024

Works perfectly and hassle free.

Works perfectly and hassle free. Helps me manage my finances Reviewed on: 18th January 2024

I’ve been with Monzo for afew years now and have n...

I’ve been with Monzo for afew years now and I have never had a bank that lets you know your spending habits , how much you have left to spend for the month . And introduced monzo flex , which is what it says . Flexible borrowing that you choose how you pay ! I love it and have never looked back ! Reviewed on: 18th January 2024

It’s been a very positive experience, it has given m...

It’s been a very positive experience, it has given me the flexibility to use the card and pay interest free for three months, but also spread longer if I feel a little short of cash that month Reviewed on: 18th January 2024

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