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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Always positive and good service

Always positive and good service Reviewed on: 18th January 2024

A superb service all round never had an issue really...

A superb service all round never had an issue really useful products ie Flex and Get paid early on wage income Reviewed on: 18th January 2024

Great options,

Great options, rapid customer support, excellent flex options, convenient, pay in instalments when needed comes handy. Reviewed on: 18th January 2024

It's informative and helps customers understand thei...

It's informative and helps customers understand their financial challenges. Reviewed on: 18th January 2024

A well thought out product

Well designed, they listen to customer feedback and regularly update it to improve its functionality and UI. Key is that they are transparent at every stage about net costs and fees for the choices you nake Reviewed on: 18th January 2024

Excellent card

Very good banking account especially the free debit card transactions overseas! The flex credit card is so wonderful to pay for items in three chunks! Reviewed on: 18th January 2024

I love monzo!

I love monzo! I have recommended it to so many people. The app looks great and is easy to use. The pots feature is great, and automatic roundups help you to save quickly without really noticing. The flex account is also a great feature. Thanks Monzo for helping me improve my relationship with money! Reviewed on: 18th January 2024

I have had Monzo for years now and flex card is so h...

I have had Monzo for years now and flex card is so handy especially if you are in a pinch!! You can spread costs over a good selection of months with low APR Reviewed on: 18th January 2024

User friendly modern banking

Monzo is so user friendly and the 0% Apr for flex is brilliant. I've not had a single issue using monzo and the getting paid a day earlier is also super useful. Reviewed on: 18th January 2024

I love the Monzo banking app, it has some great feat...

I love the Monzo banking app, it has some great features and is easy to use. The people behind Monzo Flex are nothing short of genius. Banking is actually a pleasurable experience with Monzo. Good work Reviewed on: 18th January 2024

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