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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Best bank

Love monzo very helpful updates via the app and customer service couldn’t be more helpful Reviewed on: 18th January 2024

The experience has been tremendous.

The experience has been tremendous. The Monzo flex is easy, convenient to use providing user with choice to choose their preference involving payment through a spread period of time. Reviewed on: 18th January 2024

Monzo exceeding my banking expectations

“I strongly recommend Monzo based on my exceptional experience. Their user-friendly interface, excellent customer service, and unique features have truly elevated my banking experience, exceeding my expectations.” Reviewed on: 18th January 2024

A credit card in the best banking app going. Ideal.

The best banking app experience currently going, and this combined with a credit card makes for something so much transparent than what you'd get on a regular high street banking app. Monzo have finally got some competitive rates too. Reviewed on: 18th January 2024

Great service

Great! Wonderful customer service. Nice app. Nice people. Fantastic flex credit card. Easy to talk too Reviewed on: 18th January 2024

Great, flexible and easy to use.

Great, flexible and easy to use. You're able to manage your payments easily and adapt to your needs Reviewed on: 18th January 2024

Convinent to use especially the monzo flex

Convinent to use especially the monzo flex Reviewed on: 18th January 2024

The Best credit card in the World.

The Best credit card I have ever used. Timely credit limit changes and zero hidden charges, maintenance free are the major advantages. 3 month no cost option is one of a kind. Kudos to Monzo for their outstanding service. Reviewed on: 18th January 2024

Amazing, been using for the last 3/4 years and is ea...

Amazing, been using for the last 3/4 years and is easy and great for my accounts! Reviewed on: 18th January 2024

Loving the flexibility of flex.

Loving the flexibility of flex. I. Can buy something and flex allows me to hange how I paid for the item Reviewed on: 18th January 2024

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