Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2511 reviews)

View other Monzo products

4.95

Based on 2,511 reviews, last reviewed 5th Sep 2025

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (2511)

Simple app to use, quick responses and great flex!

Great app and customer service have always been swift. The flex option was a great addition and has made me unlikely to leave the bank. Reviewed on: 24th March 2023

There for when you need it

Flexible, perfect customer service. A great product. Reviewed on: 24th March 2023

Excellent service

Monzo provides an excellent service, super easy to use and super convenient. Everything is quick and hassle free. Reviewed on: 24th March 2023

Great product

Easy to access and use can see exactly what I owe Reviewed on: 24th March 2023

The card for the new generation

The best thing about Monzo is how easy everything is to do. There’s no waiting on hold for hours, no time limit to when you can do admin and no restrictions as to what you’re able to change for yourself- this is due to it being app based. Now they’ve brought out a credit card to add to their growing family of convenient, user friendly, straight forward banking accounts. What more could you want! Reviewed on: 24th March 2023

Monzo is great

Monzo flex has been fantastic for me and so has the customer service would 100% recommend Reviewed on: 24th March 2023

Best fintech bank about

Makes sending and receiving money from friends effortless Reviewed on: 24th March 2023

Great service

Simple, easy to use. Prefer it to other credit cards as it’s easy to know how much you’ve spent on it and how much you owe etc Reviewed on: 24th March 2023

Great and transparent

User friendly and sets out all your finance right in front of you in one place Reviewed on: 24th March 2023

Refreshing way to use credi

Love the control you have to choose to credit some items. Reviewed on: 24th March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.51 from 10 reviews
Fluid Credit Card
from NewDay 4.24 from 103 reviews
Credit Card
from American Express 4.31 from 123 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Savings
from Monzo 4.94 from 151 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub