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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Great service

Great! Wonderful customer service. Nice app. Nice people. Fantastic flex credit card. Easy to talk too Reviewed on: 18th January 2024

Great, flexible and easy to use.

Great, flexible and easy to use. You're able to manage your payments easily and adapt to your needs Reviewed on: 18th January 2024

Convinent to use especially the monzo flex

Convinent to use especially the monzo flex Reviewed on: 18th January 2024

The Best credit card in the World.

The Best credit card I have ever used. Timely credit limit changes and zero hidden charges, maintenance free are the major advantages. 3 month no cost option is one of a kind. Kudos to Monzo for their outstanding service. Reviewed on: 18th January 2024

Amazing, been using for the last 3/4 years and is ea...

Amazing, been using for the last 3/4 years and is easy and great for my accounts! Reviewed on: 18th January 2024

Loving the flexibility of flex.

Loving the flexibility of flex. I. Can buy something and flex allows me to hange how I paid for the item Reviewed on: 18th January 2024

All bank tasks made easy

Very simple and easy to use on the app and customer service is very prompt and easy to use. Reviewed on: 18th January 2024

Monzo flex gives me so much flexibility and 3 months...

Monzo flex gives me so much flexibility and 3 months intrest free is by far the best part Reviewed on: 18th January 2024

Credit Card but better!

Love how easy it is to manage in the app & a much better for short term borrowing compared to using a traditional credit card, but with all the same benefits Reviewed on: 18th January 2024

Why flex with monzo flex :)

I love monzo flex. It has become a staple in my life. The instalment payments are so handy and it does a big favour for me. It exceeded my expectations when I got it and I find myself reaching for it when I purchase anything. Reviewed on: 18th January 2024

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