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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2496 reviews)

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4.96

Based on 2,496 reviews, last reviewed 8th May 2025

2013% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

There are a lot more people in there and they are go... There are a lot more people in there and they are going on the same page as Reviewed on: 8th May 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2496)

Monzo is great

Monzo flex has been fantastic for me and so has the customer service would 100% recommend Reviewed on: 24th March 2023

Best fintech bank about

Makes sending and receiving money from friends effortless Reviewed on: 24th March 2023

Great service

Simple, easy to use. Prefer it to other credit cards as it’s easy to know how much you’ve spent on it and how much you owe etc Reviewed on: 24th March 2023

Great and transparent

User friendly and sets out all your finance right in front of you in one place Reviewed on: 24th March 2023

Refreshing way to use credi

Love the control you have to choose to credit some items. Reviewed on: 24th March 2023

I love Monzo

Best bank out there. So easy to use and manage my money. Reviewed on: 24th March 2023

Flex has been a game-changer for someone with very little knowledge of credit products

I recently moved to the UK from Ireland and had very little knowledge of credit. Buy now pay later products have received a bad reputation, so I wanted to avoid them at all costs. Monzo's flex was a great in-app choice I could use casually to decide when I would like to spread the cost over a couple of months with the security of knowing it will be automatically paid from my bank on a specified date. I will continue to use the product and future releases. Reviewed on: 24th March 2023

the ONLY way to buy an iphone

Surely everyone will buy phones using this product. Flex is great. Love how simple it is. well done Monzo! you converted me! Reviewed on: 23rd March 2023

Like a credit card but easier

Great alternative to a credit card or klarna Reviewed on: 21st March 2023

A breath of flex air

Monzo flex has allowed me to transform my credit score and given me movement where moneys been tight. Their 3 month no interest option is one of the best features and bank is currently offering! Only improvement monzo could make is interest rates Reviewed on: 19th March 2023

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