Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Intuitive, no hidden costs

Intuitive to use, no hidden costs, and flex is a feature I haven't seen any other banks provide. The credit card looks really nice and has a decent starting limit accessible to people who want to build their credit score like students. Reviewed on: 18th January 2024

Love this bank

Just love monzo helps me mange my money better and has excellent benefits would highly recommend this bank the only bank I use now can’t wait till the next thing they come up with Reviewed on: 18th January 2024

Great App.

I just love the user interface. It helps me track my finance. Reviewed on: 18th January 2024

Absolutely brilliant bank

Absolutely brilliant bank - always quick to solve issues, great features in the app and they really listen to their customers! Reviewed on: 18th January 2024

The best switch I’ve made

I haven’t really needed to contact customer service since joining a few years ago. I love the premium account with insurance and being able to track my finances better. Monzo has helped me budget better and also improve my credit score. Reviewed on: 18th January 2024

Simply the best

From my perspective, Monzo Flex stands out as the best credit card due to its transparency, no hidden fees, and flexible features. The absence of annual fees, competitive interest rates, and real-time spending notifications make it a top choice for me. The user-friendly app and responsive customer service enhance my overall experience with the card. Reviewed on: 18th January 2024

It’s been good, great for a lot of us that just got...

It’s been good, great for a lot of us that just got into the country Reviewed on: 18th January 2024

Works like very modern credit card product should!

Works like very modern credit card product should! Its just extra transparent! Reviewed on: 18th January 2024

Speed and efficient

Problems I've had have been rectified speedily and efficiently.. Reviewed on: 18th January 2024

MF helps me in critical moments when I've spend mone...

MF helps me in critical moments when I've spend money for few things Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Zero Credit Card
from Santander 4.20 from 21 reviews
British Airways credit card
from American Express 4.04 from 93 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1147 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub