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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

I really love Monzo is the easy ways and is always h...

I really love Monzo is the easy ways and is always helpful. Reviewed on: 18th January 2024

Most reliable to me and my family

Most reliable to me and my family Reviewed on: 18th January 2024

I love using Monzo Flex.

I love using Monzo Flex. Been a no bother at all with all the transactions. Best card ever. Highly recommended to my friends. Reviewed on: 18th January 2024

Flex has been a best version of credit I have, allow...

Flex has been a best version of credit I have, allowing me to pace myself without worrying about missing a payment and doing so interest free has been more than amazing. Reviewed on: 18th January 2024

Easy to use, and clear information about payments an...

Easy to use, and clear information about payments and fees Reviewed on: 18th January 2024

Great service when you are installing in Uk.

Great service when you are installing in Uk. Easy to open, and secure Reviewed on: 18th January 2024

It's very easy to use and access

It's very easy to use and access Reviewed on: 18th January 2024

Easy to use, easy to understand.

Easy to use, easy to understand. Good rates. Reviewed on: 18th January 2024

better than most banks

Very good value on your money. Good interest Reviewed on: 18th January 2024

My incredible flexible friend

Your flexible payment options allow me to change my payment arrangements as often as required. It allows me to pay early defer payment as often as my finances require and allows me more flexibility to arrange my finances Reviewed on: 18th January 2024

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