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Monzo: Flex Purchase credit card reviews

View other Monzo products
4.97
Based on 3,086 reviews, last reviewed 27th Mar 2026
57000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026
Hugo Marfani's avatar
Hugo Marfani

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
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JN
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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Fantastic all round.

5
Fantastic all round. Great customer service easy to use and clear language used Reviewed on: 18th January 2024
Nick's avatar
Nick

Flex is an excellent way to pay for something on cre...

5
Flex is an excellent way to pay for something on credit with the option of 3 months intest free and if you want to pay it over a longer period of up to 24 months. Also great rate of 19% apr on the card which is a good rate I think Reviewed on: 18th January 2024
Ryan C's avatar
Ryan C

Great, so flexible and intuitive using the app

5
Great, so flexible and intuitive using the app Reviewed on: 18th January 2024
reviewer2024's avatar
reviewer2024

Very good experience.

5
Very good experience. Very easy to use and manage. Reviewed on: 18th January 2024
Charlie's avatar
Charlie

Very easy and fast to use the customer service is br...

5
Very easy and fast to use the customer service is brilliant always available for any inquiries Reviewed on: 18th January 2024
Dom B's avatar
Dom B

Love my Monzo account!

5
Love my Monzo account! Super easy to self manage, very clear view of spending, efficient communication without sending through spam and just a generally pleasant platform to use. Total control over your limits etc and charges are more than reasonable. Reviewed on: 18th January 2024
Sheila S's avatar
Sheila S

They are so easy to deal with , very affordable for...

5
They are so easy to deal with , very affordable for everyone and with so many options to match your needs Reviewed on: 18th January 2024
Filip A's avatar
Filip A

Monzo is ahead of other, honestly is second to none...

5
Monzo is ahead of other, honestly is second to none Reviewed on: 18th January 2024
Iretiogo oluwadare's avatar
Iretiogo oluwadare

Monzo has helped me with everything I need banking w...

5
Monzo has helped me with everything I need banking wise, from loans, to credit card to travel insurance. It's all sorted with monzo! Reviewed on: 18th January 2024
Bryan L's avatar
Bryan L

It lacks basic features that a standard credit card...

3
It lacks basic features that a standard credit card has which makes it easier to manage credit. For example, the ability to balance transfer. It’s also confusing paying the card off Reviewed on: 18th January 2024
Peter Doyle's avatar
Peter Doyle

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