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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

The best switch I’ve made

I haven’t really needed to contact customer service since joining a few years ago. I love the premium account with insurance and being able to track my finances better. Monzo has helped me budget better and also improve my credit score. Reviewed on: 18th January 2024

Simply the best

From my perspective, Monzo Flex stands out as the best credit card due to its transparency, no hidden fees, and flexible features. The absence of annual fees, competitive interest rates, and real-time spending notifications make it a top choice for me. The user-friendly app and responsive customer service enhance my overall experience with the card. Reviewed on: 18th January 2024

It’s been good, great for a lot of us that just got...

It’s been good, great for a lot of us that just got into the country Reviewed on: 18th January 2024

Works like very modern credit card product should!

Works like very modern credit card product should! Its just extra transparent! Reviewed on: 18th January 2024

Speed and efficient

Problems I've had have been rectified speedily and efficiently.. Reviewed on: 18th January 2024

MF helps me in critical moments when I've spend mone...

MF helps me in critical moments when I've spend money for few things Reviewed on: 18th January 2024

Excellent service, good offers, really easy to use.

Excellent service, good offers, really easy to use. Reviewed on: 18th January 2024

The App is constantly improving, incentivising and l...

The App is constantly improving, incentivising and listening costumer feedback. Reviewed on: 18th January 2024

Very good service.

Very good service. Excellent. Very flexible repayments Reviewed on: 18th January 2024

Brilliant credit card for installment purchases for...

Brilliant credit card for installment purchases for 0% interest rates. Really helpful for big amount purchases that you want to pay back slowly over a course of 3 months. Reviewed on: 18th January 2024

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