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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

I find monzo flex very easy to use.

I find monzo flex very easy to use. It saves me on days I have no money. Reviewed on: 19th January 2024

Monzo Flex is the best of the best

Monzo Flex is the best of the best Reviewed on: 19th January 2024

The best option ever....it salvaged me ..

It saved me when I was at my lowest financially and now am also learning on how to manage my finances. Thanks for the support and awarding me this facility with no interest and a grace period of 3 months and a choice to plan when able...that's salvaged me. Thank you Reviewed on: 19th January 2024

A Great Bank in your pocket.

Monzo is an easy app to use, everything is clear with many products to help with every day life. It’s simply a great bank in your pocket. Reviewed on: 19th January 2024

Super transparent.

Super transparent. Gives you a real understanding about ‘borrowing money’ and gives you different plans to suit your needs. Reviewed on: 19th January 2024

Great way to split the cost

Easy and a great way to split the cost Reviewed on: 19th January 2024

Really enjoy the iPhone app and the features it offers.

Really enjoy the iPhone app and the features it offers. Flex let’s me add new items and see what I’ve got left to spend as well as what it’s costing me in an easy to digest way. Reviewed on: 19th January 2024

Monzo Flex made my life easier.

Monzo Flex made my life easier. I love using Monzo Flex as it allows me to pay in 3 instalments and interest free too. Love it Reviewed on: 19th January 2024

Great product. Fast, easy to use, and good value.

Great service so far. Flex makes managing finances so much easier. I'll likely continue to be a premium subscriber for a long time. Love the option to create virtual cards. Can't wait to see what they bring out next. Reviewed on: 18th January 2024

Amazing service amazing bank this bank is the world...

Amazing service amazing bank this bank is the world best bank and I recommend it to everyone Reviewed on: 18th January 2024

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