Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo flex made my life easier.

Monzo flex made my life easier. It gave me the option to pay my expenses in 3, 6 and 12 months .Convenient as well, no need to worry if they are in partnership with a certain shop as it can be used anywhere. It can be used online or at any physical store. Reviewed on: 19th January 2024

Great app based design, everything completed within...

Great app based design, everything completed within the app Reviewed on: 19th January 2024

Amazing features of changing any transition in the a...

Amazing features of changing any transition in the app to flex it Reviewed on: 19th January 2024

Experirnce was excellent.

Experirnce was excellent.will reffer to friends and family.its very helpfull and resonable.feeling so happy Reviewed on: 19th January 2024

Great credit option

Love the flexibility with the amount of options for credit 10/10 best card I have ever had! Reviewed on: 19th January 2024

A very unique credit card!

Flex has really help me manage my cash flow: really clear interest free options, and I like that you can clearly see what you have paid off or not. You use it like a normal card, but then you select in the app how quickly you want to pay it back. Reviewed on: 19th January 2024

Experience

Monzo has made transaction since I arrived in the UK easy and simple for me Reviewed on: 19th January 2024

I use Monzo flex and I am very happy.

I am very happy with Monzo flex. I used flex and I’m happy, so should you. Reviewed on: 19th January 2024

Monzo is best bank ever .

Monzo is best bank ever . Flex saved me a lot of times financially Reviewed on: 19th January 2024

Its easy to use and easy to set transaction for inst...

Its easy to use and easy to set transaction for installments Reviewed on: 19th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.70 from 815 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews
Aqua credit cards
from NewDay 4.71 from 3313 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1147 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub