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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Super transparent.

Super transparent. Gives you a real understanding about ‘borrowing money’ and gives you different plans to suit your needs. Reviewed on: 19th January 2024

Great way to split the cost

Easy and a great way to split the cost Reviewed on: 19th January 2024

Really enjoy the iPhone app and the features it offers.

Really enjoy the iPhone app and the features it offers. Flex let’s me add new items and see what I’ve got left to spend as well as what it’s costing me in an easy to digest way. Reviewed on: 19th January 2024

Monzo Flex made my life easier.

Monzo Flex made my life easier. I love using Monzo Flex as it allows me to pay in 3 instalments and interest free too. Love it Reviewed on: 19th January 2024

Great product. Fast, easy to use, and good value.

Great service so far. Flex makes managing finances so much easier. I'll likely continue to be a premium subscriber for a long time. Love the option to create virtual cards. Can't wait to see what they bring out next. Reviewed on: 18th January 2024

Amazing service amazing bank this bank is the world...

Amazing service amazing bank this bank is the world best bank and I recommend it to everyone Reviewed on: 18th January 2024

Intuitive, no hidden costs

Intuitive to use, no hidden costs, and flex is a feature I haven't seen any other banks provide. The credit card looks really nice and has a decent starting limit accessible to people who want to build their credit score like students. Reviewed on: 18th January 2024

Love this bank

Just love monzo helps me mange my money better and has excellent benefits would highly recommend this bank the only bank I use now can’t wait till the next thing they come up with Reviewed on: 18th January 2024

Great App.

I just love the user interface. It helps me track my finance. Reviewed on: 18th January 2024

Absolutely brilliant bank

Absolutely brilliant bank - always quick to solve issues, great features in the app and they really listen to their customers! Reviewed on: 18th January 2024

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