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Monzo: Flex Credit Card reviews

View other Monzo products Find out more about this product
4.96
Based on 2,076 reviews, last reviewed 11th Feb 2025
3814% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
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0%
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Latest highest rating:

5

Trust and confidence I am very happy with Monzo. It is the best bank that I haven't got. Reviewed on: 11th February 2025
Patricia G's avatar
Patricia G

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP
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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2076)

I love flex

5
Amazing product that helps me budget and stay in control, by Klarna. Reviewed on: 2nd March 2023
Richy Ryan's avatar
Richy Ryan

The future of banking

5
Monzo is a fenomenal contender that exceeds all my needs. Reviewed on: 1st March 2023
Gilles Valensi's avatar
Gilles Valensi

amazing, flexible and quick

5
Is very easy tool to work with. Easy to access and make me trust in Monzo more Reviewed on: 28th February 2023
ANDREI-PAUL PAL's avatar
ANDREI-PAUL PAL

Amazing product!

5
Amazing financial product! Helps me spread the cost across 3 months with no interest! Love Monzo! Reviewed on: 26th February 2023
Anonymous's avatar
Anonymous

Best one out there

5
Best credit card out there. Highly recommended! Reviewed on: 25th February 2023
Juan's avatar
Juan

Excellent Benefit

5
The way providing to use the flex amount is excellent and very helpful. Reviewed on: 24th February 2023
Satish Pendurthi's avatar
Satish Pendurthi

Credit Card Alternative

5
Such a fantastic feature - BNPL Credit Card style! Love how Monzo are giving us great features all in the same banking app! Thanks Monzo, your the best challenger bank out there!!! Reviewed on: 24th February 2023
Nicky's avatar
Nicky

No waiting times

5
When I flex something, I don’t have to wait for it to appear on my bank statement, if I pay it off, I don’t have to wait 5 working days for it to “clear”. With flex I get instant gratification that it’s paid off. Also, they now have 3 month interest fee payments, and pay in full on next payment date, which combined with Flex being combined with my main bank account, it means it may all finally all be in one place! Monzo Flex also recently protected me with a section 75 claim on a faulty product, and customer services were fair and detailed. Reviewed on: 23rd February 2023
Patrick's avatar
Patrick

Best flex credit card ever

5
Simple to use, easy to manage your bills, and to pair with the Monzo app is just the best product by far in the UK market! Reviewed on: 23rd February 2023
Alexander Stephan's avatar
Alexander Stephan

Game changer

5
Great product, so useful. It’s changed how I budget and use credit, thank you Reviewed on: 23rd February 2023
Ben Evans's avatar
Ben Evans

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