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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Great credit option

Love the flexibility with the amount of options for credit 10/10 best card I have ever had! Reviewed on: 19th January 2024

A very unique credit card!

Flex has really help me manage my cash flow: really clear interest free options, and I like that you can clearly see what you have paid off or not. You use it like a normal card, but then you select in the app how quickly you want to pay it back. Reviewed on: 19th January 2024

Experience

Monzo has made transaction since I arrived in the UK easy and simple for me Reviewed on: 19th January 2024

I use Monzo flex and I am very happy.

I am very happy with Monzo flex. I used flex and I’m happy, so should you. Reviewed on: 19th January 2024

Monzo is best bank ever .

Monzo is best bank ever . Flex saved me a lot of times financially Reviewed on: 19th January 2024

Its easy to use and easy to set transaction for inst...

Its easy to use and easy to set transaction for installments Reviewed on: 19th January 2024

I find monzo flex very easy to use.

I find monzo flex very easy to use. It saves me on days I have no money. Reviewed on: 19th January 2024

Monzo Flex is the best of the best

Monzo Flex is the best of the best Reviewed on: 19th January 2024

The best option ever....it salvaged me ..

It saved me when I was at my lowest financially and now am also learning on how to manage my finances. Thanks for the support and awarding me this facility with no interest and a grace period of 3 months and a choice to plan when able...that's salvaged me. Thank you Reviewed on: 19th January 2024

A Great Bank in your pocket.

Monzo is an easy app to use, everything is clear with many products to help with every day life. It’s simply a great bank in your pocket. Reviewed on: 19th January 2024

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