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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Another great product addition

I have been a loyal Monzo customer for years and the recent addition of Monzo Flex has been another brilliant addition to their offering. Reviewed on: 18th January 2024

It’s way more than a bank.

It’s way more than a bank. Happy to be a part of customer Reviewed on: 18th January 2024

Best bank to keep your hard earned money

No issues so far. Never needed to contact support, so smooth Reviewed on: 18th January 2024

Monzo provided flexibility, financial atability

Monzo allowed me to pay for my needs when I have been a little short on money and spreading the cost with no interest is a great benefit they provide. Also their recent introduction of splitting cost over 12 month is fantastic for something you want to pay back a bit slower like unplanned purchases. Reviewed on: 18th January 2024

I love Monzo.

I love Monzo. App is brilliant. Features are great and Flex is just fantastic Reviewed on: 18th January 2024

A* Monzo

Really have enjoyed monzo to high street banks. Round up pots are a great idea! Reviewed on: 18th January 2024

Excellent and perfect services.

Excellent and perfect services. Reviewed on: 18th January 2024

Flex Good

Flex is very good - the fact you can get up to three months interest free is a brilliant feature: especially for a current student. Reviewed on: 18th January 2024

I liked the option of choosing the repayment in inst...

I liked the option of choosing the repayment in instalments instantly. I received an immediate response on the request I raised. Reviewed on: 18th January 2024

Monzo is my go to bank for all things banking!

I've been using Monzo as my main bank for years now and the service just keeps on improving. I have savings and investments and credit with Flex and use Monzo for our joint account too. Any support I've needed from Monzo has been swift and knowledgeable. I've referred lots of friends to Monzo and couldn't rate it highly enough! There's a reason Monzo tops all the rankings. Reviewed on: 18th January 2024

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