Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2071 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 2,071 reviews, last reviewed 10th Feb 2025

3743% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Apple Pay Integration Simple to use and very clear interest rates. Monzo Flex now is integrated in Apple Pay/Wallet without any additional set up allowing me to create flex... Read more Reviewed on: 10th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews Write a review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Review Monzo: Flex Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Credit Card reviews (2071)

First time loan for an immigrant freelancer

Monzo is the first bank that allowed me as an immigrant freelancer to take a loan like that and split my payments over time. Thank you! Reviewed on: 2nd March 2023

Flex is flexible

Flex is super flexible and helps me manage spending, especially a few days before pay day! Reviewed on: 2nd March 2023

Spreading the cost

Flex allows you to spread the cost of the more expensive purchases it’s brilliant well done Monzo a forward thinking bank Reviewed on: 2nd March 2023

Best bank ever

I was hesitant to join Monzo originally as it was all online, and I was concerned it wouldn’t be above board. How wrong I was. Not only is it the easiest bank to use and access from anywhere, but with being able to create savings pots I am doing so much better with my finances. Would recommend to anyone!! Reviewed on: 2nd March 2023

It just works and it does it fantastically

Some banks think having people to talk to is a selling point, with Monzo I can do everything myself without ever having the need to call customer services. Flex in particular is so useful in these challenging financial times. Reviewed on: 2nd March 2023

I love flex

Amazing product that helps me budget and stay in control, by Klarna. Reviewed on: 2nd March 2023

The future of banking

Monzo is a fenomenal contender that exceeds all my needs. Reviewed on: 1st March 2023

amazing, flexible and quick

Is very easy tool to work with. Easy to access and make me trust in Monzo more Reviewed on: 28th February 2023

Amazing product!

Amazing financial product! Helps me spread the cost across 3 months with no interest! Love Monzo! Reviewed on: 26th February 2023

Best one out there

Best credit card out there. Highly recommended! Reviewed on: 25th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 4.58 from 15 reviews
Credit Card
from 118 118 Money 2.21 from 46 reviews
Credit Card
from Shop Direct 4.38 from 4 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub