Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2071 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 2,071 reviews, last reviewed 10th Feb 2025

3743% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Apple Pay Integration Simple to use and very clear interest rates. Monzo Flex now is integrated in Apple Pay/Wallet without any additional set up allowing me to create flex... Read more Reviewed on: 10th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews Write a review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Review Monzo: Flex Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Credit Card reviews (2071)

Easy and simple

Everything to do with monzo is easy, simple and efficient Reviewed on: 3rd March 2023

Great App

App is really good and customer service is really responsive. Reviewed on: 3rd March 2023

amazing budgeting bank

They are very good for budgeting however i’ve noticed that sometimes the notifications and the app layout being very focused on balance can be more stressful than good as i notice it go down more compared to other banks i have Reviewed on: 3rd March 2023

Monzo is the bank I always imagined!

I have been using Monzo for a long time now, and I can for sure say that it’s one of the best banks, my personal favourite is the integration with Wise for international transfers! Reviewed on: 3rd March 2023

Absolutely goated

Great app, useful features, friendly and helpful support. What’s not to love. Reviewed on: 3rd March 2023

So innovative

The best bank there is! Always innovating and helping people do more with their finances. Reviewed on: 3rd March 2023

Amazing. Best bank ever

I have been with Monzo for years now. They are the best bank to go with. Highly recommend Reviewed on: 3rd March 2023

Simple and useful BNPL

A clear and simple BNPL credit card with decent interest rates and 3 payment interest free period. Reviewed on: 3rd March 2023

Convenient & easy to use. Monzo are listening to feedback & continuing to innovate :-)

I've had this since launch and it's been great to see Monzo taking on feedback and continuing to develop the service. I have moved over most of my credit card expenditure as the interest free 3 payments works better for me with some purchases. I don't use it often but it was nice to get the physical card in the test release as for some things physical cards are still needed. Reviewed on: 3rd March 2023

Best bank

It’s been a smooth ride with MONZO, never experienced difficulties accessing funds or my money. They are the best online bank out there Reviewed on: 2nd March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership Card
from John Lewis 1.33 from 862 reviews
Credit Card
from The Co-operative Bank 2.60 from 33 reviews
Everyday Credit Card
from Creation 2.63 from 18 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub