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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Very bad product, never use it.

Very bad product, never use it. loan product is bad too gave me loan once and now when i closed that loan they aren’t giving me again. Reviewed on: 19th January 2024

Great app, very easy to use.

Great app, very easy to use. Support is really easy to access and the messaging system is a real time saver Reviewed on: 19th January 2024

I find Monzo flex so easy to use, It has helped me i...

I find Monzo flex so easy to use, It has helped me in so many situations and is also so easy and clear what you need to pay off Reviewed on: 19th January 2024

Great service

Great products and modern solutions Reviewed on: 19th January 2024

Monzo is so easy to use!

I’ve been using Monzo for around 6 months now and love the flexibility it gives me opening up different saving pots to ease budgeting. I then started using flex recently and it has been the first credit card I’ve been accepted for and love how easy it is to not only use but pay off early and allow me to build my credit score. I have recommended both Monzo and Monzo flex to friends and family, there is nothing I don’t love about it. Reviewed on: 19th January 2024

Monzo flex best credit card out there.

Monzo flex best credit card out there. Fantastic customer service and excellent payment terms and tools. Reviewed on: 19th January 2024

The best!

I’ve been with Monzo since they opened, when they where Mondo, and they have been the best bank ever, and since bringing out flex that’s helped me a lot! 3 months no interest! Reviewed on: 19th January 2024

Monzo make managing credit easy and flexible

Monzo make managing credit easy and flexible, fantastic service for when you need credit in difficult times Reviewed on: 19th January 2024

So intuitive and easy to use.

So intuitive and easy to use. Does what it says on the tin, it’s a flexible way to manage your short term borrowing needs Reviewed on: 19th January 2024

Monzo app is very interactive, easy to use and allow...

Monzo app is very interactive, easy to use and allows for responsible lending. Reviewed on: 19th January 2024

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