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Monzo: Flex Credit Card reviews

View other Monzo products Find out more about this product
4.96
Based on 2,071 reviews, last reviewed 10th Feb 2025
3743% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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Latest highest rating:

5

Apple Pay Integration Simple to use and very clear interest rates. Monzo Flex now is integrated in Apple Pay/Wallet without any additional set up allowing me to create flex... Read more Reviewed on: 10th February 2025
Ethan G's avatar
Ethan G

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP
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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2071)

Simple, Intuitive Design

5
The flex feature is laid out as if a person using it has actually designed it. No jargon, just simple and easy to use. Reviewed on: 3rd March 2023
JJ2023's avatar
JJ2023

So glad I found Monzo

5
I've been with Monzo since 2018 and have loved every minute of it. The app has amazing features and customer service. It's my go-to for budgeting and lets me have fun with banking! Reviewed on: 3rd March 2023
Mark's avatar
Mark

It is a very good bank that is worth having, and it also provides many benefits for its customers.

5
It is a very good bank that is worth having, and it also provides many benefits for its customers. Reviewed on: 3rd March 2023
Mr Feliz's avatar
Mr Feliz

Best bank in the UK

5
Monzo is amazing. The products they are perfect and so clear and easy to understand. It makes managing money so easy. Reviewed on: 3rd March 2023
Christopher Beggs's avatar
Christopher Beggs

Amazing for managing money

5
Monzo flex is a great tool that allows me to split large purchases into smaller monthly payments and without any interest added on a 3 month term! Always great for doing shopping right before payday or when your in a pinch. Reviewed on: 3rd March 2023
Mateusz Ignar's avatar
Mateusz Ignar

Monzo flex is great

5
Really works like I want it to work, unlike most other banking products I’ve used Reviewed on: 3rd March 2023
Anonymous's avatar
Anonymous

Best BNPL bank

5
Since I have been using Monzo flex it has made my life a lot easier Reviewed on: 3rd March 2023
JABBAR WASEEM's avatar
JABBAR WASEEM

Great service with innovative app features

5
The app makes it easy to see my account summary and lets me see my upcoming payments, adjust my payment amounts, pay off extra or settle payment plans immediately with an intuitive interface. Other accounts I have make this a lot harder with instalment plans (especially barclaycard) Reviewed on: 3rd March 2023
Kye Maloy's avatar
Kye Maloy

Easy to use, efficient and makes banking simpler

5
From categorising to acknowledging payments, monzo seems to do it all. Reviewed on: 3rd March 2023
Frazer's avatar
Frazer

Very good bank

5
Has loads of insights on your money, budgeting and spending. Comes in very handing when dealing with bills Reviewed on: 3rd March 2023
Mhusk's avatar
Mhusk

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