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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Really really good

I’ve used it since the start and it has allowed me amazing things, giving me way more freedom and making me feel better about money. The updates since have been really good. Reviewed on: 19th January 2024

Monzo flex is simple and efficient.

Monzo flex is simple and efficient. The only way I pay for big purchases! Reviewed on: 19th January 2024

I honestly use flex every day...

I honestly use flex every day and it has made purchases both big and small extremely simple and stress free and the 3 month no interest pay option is an absolute life saver for things like birthdays and emergencies Reviewed on: 19th January 2024

Too gud staff and services one of the best bank serv...

Too gud staff and services one of the best bank services ever Reviewed on: 19th January 2024

Used Monzo flex for a couple of months, since brinin...

Used Monzo flex for a couple of months, since brining in the 24 month option I have loved it ! Reviewed on: 19th January 2024

It's a dream credit card.

It's a dream credit card. I love that it's so flexible that it gives me different ways to manage my transaction. I now think out of the box to figure out how my transactions can work with flex in my back pocket. Reviewed on: 19th January 2024

Best online bank by far

Way above the high Street banks in terms of functionality and instant notifications on transactions. Security is also very good,as in asking if you wish to approve .transactions. Reviewed on: 19th January 2024

i think it is an amazing and easy app to use, wherev...

i think it is an amazing and easy app to use, wherever you are you are able to access is and take money out whenever you need too. can also withdraw at any point too, i think it is an all round positive appp Reviewed on: 19th January 2024

great improvement

they continue to make positive improvements to make the monzo flex service easy to use, and also easy to pay back. There are no hidden costs or anything like that so you know what you are getting when you use it. Reviewed on: 19th January 2024

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