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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2076 reviews)

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4.96

Based on 2,076 reviews, last reviewed 11th Feb 2025

3814% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Trust and confidence I am very happy with Monzo. It is the best bank that I haven't got. Reviewed on: 11th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2076)

Awesome bank

Amazing app, incredible customer service, secure, easy to use app. Reviewed on: 3rd March 2023

Monzo Flex does the job

Excellent facility that makes my other accounts redundant. Love the ability to control how I pay. What I want, when I want it. First class revolving account. Reviewed on: 3rd March 2023

The for the new age

Monzo app by far the biggest innovation for the best user experience in mobile banking. The ease of use and intuitiveness is like of no others Reviewed on: 3rd March 2023

Flex is powerful

Flex is a powerful tool with significant consumer control. Early feedback was clearly listened to and it has become an excellent product Reviewed on: 3rd March 2023

Very nice user interface

Monzo flex Is great! The user interface makes it very easy to see what l owe, make payments and see when my next payment is due. I can also make a purchase and if l decide later on l want to finance my payment l can and my money gets instantly returned to my account and I can pay it off in instalments. Reviewed on: 3rd March 2023

Monzo is the best

Monzo is the best online bank out there. I’d highly recommend Monzo Plus, as well, due to the added benefits you receive with it. Reviewed on: 3rd March 2023

Simple and easy to use

Monzo Flex is a fantastic feature that provides you with a flexible way to pay for purchases. So simple to use and you get to select the number of payments and will even tell you if you will have to pay any interest on the payment plan you select. Would highly recommend! Reviewed on: 3rd March 2023

Split large expenses

Flex is perfectly suited to splitting large purchases down in to smaller monthly payments. Monzo are clear exactly how much interest you are paying and you can see in real time how early and larger payments reduce the interest. It's fantastic way to use credit in a controlled way. Reviewed on: 3rd March 2023

Great bank

I love monzo such a great bank i love that if you outside the country you can use it and the flex is amazing Reviewed on: 3rd March 2023

A must have for everyone in the current cost of living crisis

It’s brilliant, I have access to interest free spread out payments for wherever I need. I now also have a card so it can be used in store as well as online. It has become a life saver when things have been a bit tight. I also like that I can pay off chunks / the full amount early. Reviewed on: 3rd March 2023

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