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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2506)

Brilliant Service

I really enjoy it, thanks Monzo Reviewed on: 11th April 2023

Easy repayments

Easy repayments , and you can pay it from your current account or from pot. I do love all Monzo services Reviewed on: 11th April 2023

Lovely

Best bank a compte from UK. I like this online service. Reviewed on: 10th April 2023

Really helpful tool

Flex has been invaluable, a fantastic tool Reviewed on: 10th April 2023

Easy to Split payments

Really helpful way to break up payments over 3 fee-free monthly instalments - wonderful! Reviewed on: 10th April 2023

Wonderful interest free borrowing option

Flex allows me short term borrowing which is interest free. A game changer. Reviewed on: 10th April 2023

Flex

Flex has been an amazing feature and with the cost of living going up it’s been great to be able to have access to this feature. The easy of being able to make the payment over 12 instalments or even pay off early without having to pay interest has been great. Reviewed on: 10th April 2023

Great bank

Excellent bank with excellent features Reviewed on: 9th April 2023

Best bank ever all recommended for Ukrainian

My best experience what I have, best product, quality, easy, all what you need. I want this bank in Ukraine, now only use in United Kingdom. Reviewed on: 9th April 2023

Nice

Very Good .is very easy for job. Reviewed on: 9th April 2023

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