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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Monzo exceeding my banking expectations

“I strongly recommend Monzo based on my exceptional experience. Their user-friendly interface, excellent customer service, and unique features have truly elevated my banking experience, exceeding my expectations.” Reviewed on: 18th January 2024

A credit card in the best banking app going. Ideal.

The best banking app experience currently going, and this combined with a credit card makes for something so much transparent than what you'd get on a regular high street banking app. Monzo have finally got some competitive rates too. Reviewed on: 18th January 2024

Great service

Great! Wonderful customer service. Nice app. Nice people. Fantastic flex credit card. Easy to talk too Reviewed on: 18th January 2024

Great, flexible and easy to use.

Great, flexible and easy to use. You're able to manage your payments easily and adapt to your needs Reviewed on: 18th January 2024

Convinent to use especially the monzo flex

Convinent to use especially the monzo flex Reviewed on: 18th January 2024

The Best credit card in the World.

The Best credit card I have ever used. Timely credit limit changes and zero hidden charges, maintenance free are the major advantages. 3 month no cost option is one of a kind. Kudos to Monzo for their outstanding service. Reviewed on: 18th January 2024

Amazing, been using for the last 3/4 years and is ea...

Amazing, been using for the last 3/4 years and is easy and great for my accounts! Reviewed on: 18th January 2024

Loving the flexibility of flex.

Loving the flexibility of flex. I. Can buy something and flex allows me to hange how I paid for the item Reviewed on: 18th January 2024

All bank tasks made easy

Very simple and easy to use on the app and customer service is very prompt and easy to use. Reviewed on: 18th January 2024

Monzo flex gives me so much flexibility and 3 months...

Monzo flex gives me so much flexibility and 3 months intrest free is by far the best part Reviewed on: 18th January 2024

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