Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

View other Monzo products

4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3086)

Very good service.

Very good service. Excellent. Very flexible repayments Reviewed on: 18th January 2024

Brilliant credit card for installment purchases for...

Brilliant credit card for installment purchases for 0% interest rates. Really helpful for big amount purchases that you want to pay back slowly over a course of 3 months. Reviewed on: 18th January 2024

Monzo Flex makes it easy to manage cash flows

Monzo Flex makes it easy for me to manage my monthly income and expenses. It helps me stretch my pay check especially in a cost of living crisis. It also helps me manage bigger expenses by allowing me to easily select a payment plan that suits my needs and financial situation. The interface is very intuitive and well integrated with my Monzo current account. Most importantly, Monzo explains all the terms and conditions in plain English so that it’s clear and not at all confusing for me as a customer. No hidden fees and I can pay more or in advance of the plan without penalties. Monzo Flex has really helped me when in a pinch and I’m very grateful for this financial product! Reviewed on: 18th January 2024

It’s nice no words to talk.

It’s nice no words to talk. and I’m enjoying the Reviewed on: 18th January 2024

manage my finances

Since applying and receiving this account I have been able to manage my finances a lot better Reviewed on: 18th January 2024

Excellent and Beyond!!!

Since the beginning and for over 5 years now, I must say everything has been completely exceptional. thank you for that!! Reviewed on: 18th January 2024

Monzo help me to make payment very easy and gave me...

Monzo help me to make payment very easy and gave me good valu credit ,and through savings pots thats a huge assist to manage my money . Reviewed on: 18th January 2024

Excellent online banking wouldn’t swap for any other...

Excellent online banking wouldn’t swap for any other bank Reviewed on: 18th January 2024

Best bank

Love monzo very helpful updates via the app and customer service couldn’t be more helpful Reviewed on: 18th January 2024

The experience has been tremendous.

The experience has been tremendous. The Monzo flex is easy, convenient to use providing user with choice to choose their preference involving payment through a spread period of time. Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 1.40 from 2 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews
Fluid Credit Card
from NewDay 4.37 from 103 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Investments
from Monzo 4.94 from 1110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub