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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2506)

great product

super simple and clear and easy to use. well done Reviewed on: 12th April 2023

Recommended to everyone I know!!

I adore the fact that I can get my salary up to 3 days early sometimes! above all that I get accurate calculations of my monthly spending and can customise my account however I like to!! Reviewed on: 12th April 2023

The best

Good service, everything very quickly, I don't have any problems with Monzo Reviewed on: 11th April 2023

Safe and easy way to use credit

An easy way for me to build up my credit score, without paying interest rates. Very easy app to use and helpful website info. Reviewed on: 11th April 2023

Fantastic product

I have been using flex a lot to help with my finances and it is making them much more manageable. Reviewed on: 11th April 2023

Wonderful

It is a great product for all customers to fulfill their daily obligations Reviewed on: 11th April 2023

Brilliant

Really helpful for splitting bills, sending money and tracking spending. Reviewed on: 11th April 2023

Strongly recommend

Guys don't think twice trust me i have lloyds, Barclays, Natwest and most of the banks but the best one is Monzo Reviewed on: 11th April 2023

Best bank ever!

Monzo is such an easy to use app! It has helped me to manage my money and the service is second to none! Reviewed on: 11th April 2023

Just the best!

Monzo is very supportive with excellent affordable rates with no surprises. Reviewed on: 11th April 2023

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