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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Amazing product and well ahead of the game

Amazing product and well ahead of the game Reviewed on: 19th January 2024

Easy to use and control.

Easy to use and control. Perfect layout, and Reviewed on: 19th January 2024

Flexibility wins

Always available, personable and fantastic flexibility and functionality available instantly. Reviewed on: 19th January 2024

Monzo flex is great

Monzo flex is great Reviewed on: 19th January 2024

Monza flex changed the way i use credit.

Love monza , changed the way i use credit..... really helps affording large purchases at 0% , prefer the way its set out as ot helps to pay back or if I want to pay tiny interst payment and take longer I can . Reviewed on: 19th January 2024

Say goodbye to mainstream banks & Monzo has it all!

I have used Monzo since 2019 and never had any issues, customer service is brilliant & I have never used another bank since. Love how easy putting money in & so much better than using klarna Reviewed on: 19th January 2024

Great bank

Great bank focused on customer service and making life easier for its customers Reviewed on: 19th January 2024

Customised solutions to manage financial needs.

Customised solutions to manage financial needs. Reviewed on: 19th January 2024

Love using Monzo - makes it so easy for the customer!

Love using Monzo - makes it so easy for the customer! Great design, easy to use and super clear to understand! Love! Reviewed on: 19th January 2024

Very fair and easy experience

Very fair and easy apr reasonable. Great repayment terms and very fair Reviewed on: 19th January 2024

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