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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Monzo Flex - The best credit card!!

Monzo flex has been amazing for me, it’s enabled me to manage spending more effectively with its flexible instalment options on high expense purchases, examples of this being my new TV and flights for upcoming holidays! Reviewed on: 19th January 2024

Monzo constantly improving products and features

Generally excellent experience, I genuinely like that Monzo constantly improves their products. Whenever I have a thought “I wish I could …. Using Monzo flex”, I find that this feature has been introduced or improved. Reviewed on: 19th January 2024

Monzo flex is really great as it is intuitive to use...

Monzo flex is really great as it is intuitive to use and makes managing the credit you have a breeze. Reviewed on: 19th January 2024

Monzo is classified number one amongst all other onl...

Monzo is classified number one amongst all other online banking to me I have got so so easy going with my Monzo account my flexi card infact everything and the system is absolutely fantastic and Reviewed on: 19th January 2024

Easy to use.

Easy to use. The pots feature is very useful to keep track of spends. Reviewed on: 19th January 2024

The app to manage it is very user friendly.

The app to manage it is very user friendly. Reviewed on: 19th January 2024

Best Banking Experience

For someone who develops technology products, the ease of use and efficiency within the entire Monzo platform is one of the best I have seen. The user experience is brilliant and complemented by banking services that just works. Reviewed on: 19th January 2024

Monzo is soo good with dealing with disputes and als...

Monzo is soo good with dealing with disputes and also the get paid early is a life saver Reviewed on: 19th January 2024

Amazing Monzo

Clean UI. Monzo flex is amazing and easy to use. Good features like savings accounts. Brilliant for oversea use. Reviewed on: 19th January 2024

Easy, accessable and cheap

It's really easy to use and works natively in the app. If I pay it off soon I don't even get charged for the service so I can build a credit record. Another great feature is that it works in the same way that a normal card does. Reviewed on: 19th January 2024

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