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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

The best option ever....it salvaged me ..

It saved me when I was at my lowest financially and now am also learning on how to manage my finances. Thanks for the support and awarding me this facility with no interest and a grace period of 3 months and a choice to plan when able...that's salvaged me. Thank you Reviewed on: 19th January 2024

A Great Bank in your pocket.

Monzo is an easy app to use, everything is clear with many products to help with every day life. It’s simply a great bank in your pocket. Reviewed on: 19th January 2024

Super transparent.

Super transparent. Gives you a real understanding about ‘borrowing money’ and gives you different plans to suit your needs. Reviewed on: 19th January 2024

Great way to split the cost

Easy and a great way to split the cost Reviewed on: 19th January 2024

Really enjoy the iPhone app and the features it offers.

Really enjoy the iPhone app and the features it offers. Flex let’s me add new items and see what I’ve got left to spend as well as what it’s costing me in an easy to digest way. Reviewed on: 19th January 2024

Monzo Flex made my life easier.

Monzo Flex made my life easier. I love using Monzo Flex as it allows me to pay in 3 instalments and interest free too. Love it Reviewed on: 19th January 2024

Great product. Fast, easy to use, and good value.

Great service so far. Flex makes managing finances so much easier. I'll likely continue to be a premium subscriber for a long time. Love the option to create virtual cards. Can't wait to see what they bring out next. Reviewed on: 18th January 2024

Amazing service amazing bank this bank is the world...

Amazing service amazing bank this bank is the world best bank and I recommend it to everyone Reviewed on: 18th January 2024

Intuitive, no hidden costs

Intuitive to use, no hidden costs, and flex is a feature I haven't seen any other banks provide. The credit card looks really nice and has a decent starting limit accessible to people who want to build their credit score like students. Reviewed on: 18th January 2024

Love this bank

Just love monzo helps me mange my money better and has excellent benefits would highly recommend this bank the only bank I use now can’t wait till the next thing they come up with Reviewed on: 18th January 2024

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