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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Monza flex changed the way i use credit.

Love monza , changed the way i use credit..... really helps affording large purchases at 0% , prefer the way its set out as ot helps to pay back or if I want to pay tiny interst payment and take longer I can . Reviewed on: 19th January 2024

Say goodbye to mainstream banks & Monzo has it all!

I have used Monzo since 2019 and never had any issues, customer service is brilliant & I have never used another bank since. Love how easy putting money in & so much better than using klarna Reviewed on: 19th January 2024

Great bank

Great bank focused on customer service and making life easier for its customers Reviewed on: 19th January 2024

Customised solutions to manage financial needs.

Customised solutions to manage financial needs. Reviewed on: 19th January 2024

Love using Monzo - makes it so easy for the customer!

Love using Monzo - makes it so easy for the customer! Great design, easy to use and super clear to understand! Love! Reviewed on: 19th January 2024

Very fair and easy experience

Very fair and easy apr reasonable. Great repayment terms and very fair Reviewed on: 19th January 2024

Easy to use, fast payments and fast international tr...

Easy to use, fast payments and fast international transactions Reviewed on: 19th January 2024

Amazing UX in app and I feel valued as a customer of...

Amazing UX in app and I feel valued as a customer of Monzo. products are very clearly explained in simple terms and they dont want to charge hidden fees or anything. Reviewed on: 19th January 2024

Super easy and intuitive.

Super easy and intuitive. A great experience. Reviewed on: 19th January 2024

Monzo knocks it out of the park

Monzo has knocked all other bank providers out the water since I started using it in 2018 — it has helped me learn how to save, been flexible during times of need, and is beautifully designed with fantastic features. Reviewed on: 19th January 2024

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