Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Fantastic banking.

Fantastic banking. I'm so pleased Reviewed on: 19th January 2024

I am enjoying this service it gave me reason to bay...

I am enjoying this service it gave me reason to bay my pill easy and fast Reviewed on: 19th January 2024

Monzo has always looked after me.

Monzo has always looked after me. I find their chat support very responsive. The app is easy to use when you get the hang of it. Monzo flex is a really good product as it make splitting purchases over time really easy snd straightforward you know exactly what you need to pay and when and how much any credit will cost. Reviewed on: 19th January 2024

Very good.

Very good. Love using Monzo flex. Especially the option to spread payments…………. Reviewed on: 19th January 2024

Great for using with work based purchases - the 3 mo...

Great for using with work based purchases - the 3 months interest free is ample time for expenses to be repaid Reviewed on: 19th January 2024

Great rates, very clear of what they will be and the...

Great rates, very clear of what they will be and the 'Flex'-ability to change the payback duration to adjust rates to suit your needs Reviewed on: 19th January 2024

I use Monzo for all my finances.

I use Monzo for all my finances. Current account, flex, savings account and investments are all easily accessible and easy to understand in the app. Specifically for Monzo Flex I like that there are so many different payment options and it is easy to get an overview of my spending and how much I need to pay every month. Reviewed on: 19th January 2024

Monzo is the best

Monzo App is very user friendly. Customer support is very fast. They always come up with new features Reviewed on: 19th January 2024

Innovative

Excellent customer service, innovative products and ideas, excellent credit card with Monzo Flex, all packaged in an easy to use app. Yeah, I like Monzo. Reviewed on: 19th January 2024

Monzo customer service is best in class as I was abl...

Monzo customer service is best in class as I was able to access my flex and its benefits with ease. Reviewed on: 19th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.41 from 18 reviews
Select Credit Card
from Nationwide 3.82 from 14 reviews
Clubcard credit cards
from Tesco Bank 3.87 from 346 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1147 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub