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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Amazing features of changing any transition in the a...

Amazing features of changing any transition in the app to flex it Reviewed on: 19th January 2024

Experirnce was excellent.

Experirnce was excellent.will reffer to friends and family.its very helpfull and resonable.feeling so happy Reviewed on: 19th January 2024

Great credit option

Love the flexibility with the amount of options for credit 10/10 best card I have ever had! Reviewed on: 19th January 2024

A very unique credit card!

Flex has really help me manage my cash flow: really clear interest free options, and I like that you can clearly see what you have paid off or not. You use it like a normal card, but then you select in the app how quickly you want to pay it back. Reviewed on: 19th January 2024

Experience

Monzo has made transaction since I arrived in the UK easy and simple for me Reviewed on: 19th January 2024

I use Monzo flex and I am very happy.

I am very happy with Monzo flex. I used flex and I’m happy, so should you. Reviewed on: 19th January 2024

Monzo is best bank ever .

Monzo is best bank ever . Flex saved me a lot of times financially Reviewed on: 19th January 2024

Its easy to use and easy to set transaction for inst...

Its easy to use and easy to set transaction for installments Reviewed on: 19th January 2024

I find monzo flex very easy to use.

I find monzo flex very easy to use. It saves me on days I have no money. Reviewed on: 19th January 2024

Monzo Flex is the best of the best

Monzo Flex is the best of the best Reviewed on: 19th January 2024

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