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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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Monzo Flex Credit Card reviews (2506)

Great payment plan

Easier credit provision and payment plan comparedto others Reviewed on: 14th January 2024

Monzo flex is easy to use, and provides smart visual...

Monzo flex is easy to use, and provides smart visuals on your limits, how much you’ve already spent, and offers a centralised hub for all of our short tame borrowing. I like the credit limits are easy to review, and the application process to get Monzo Flex is both straightforward and quickly approved. Reviewed on: 14th January 2024

Monzo Flex helps me to manage my finance.

Monzo Flex helps me to manage my finance. It gave me complete control and flexibility over my spending. Reviewed on: 13th January 2024

Best Bank

Best Bank ever I have seen. They understand customers needs Reviewed on: 13th January 2024

Flex changed my attitude to credit cards

I had a credit card for years as a student but could count on one hand the number of times I used it. I didn't understand the rules and was scared of the fees I might accidentally incur. Monzo changed all that. Flex allows you to pay via a card or choose Flex via the app after you've paid on debit. The payment options are simple and well explained. The auto payment means it's hard to miss a repayment deadline. It's great! Completely demystified credit cards for me. Reviewed on: 13th January 2024

Best credit card service.

Best credit card service. Monzo is the best Reviewed on: 13th January 2024

Monzo Flex has been brilliant and I love the virtual...

Monzo Flex has been brilliant and I love the virtual cards too Reviewed on: 13th January 2024

It is a life saver to run monthly expenses

It is a life saver to run monthly expenses Reviewed on: 12th January 2024

Flex is the best.

Flex is the best. Very generous funsing term. Reviewed on: 12th January 2024

I use Monzo Flex from day one and I love it!

I use Monzo Flex from day one and I love it! It's really worth it, you can pay it back early if you wish and it gives me flexibility if I need some extra cash suddenly, because I can flex previous transactions! Reviewed on: 12th January 2024

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