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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Great value, transparent fees, puts you in control o...

Great value, transparent fees, puts you in control of finances. Reviewed on: 19th January 2024

Gives you full control of your spending and payback,...

Gives you full control of your spending and payback, good option Reviewed on: 19th January 2024

I think Monzo Flex has to be right up there amongst...

I think Monzo Flex has to be right up there amongst the best for new credit holders. Reviewed on: 19th January 2024

Monzo Flex and bank are by far the best bank I have...

Monzo Flex and bank are by far the best bank I have worked with. They got the most flexible product and user interface when it come to the banking industry Reviewed on: 19th January 2024

Best flex ever!

Flex is very handy to have on board, I've used it for all sorts of ventures and purchases. Long live Flex Reviewed on: 19th January 2024

Very useful

I have used monzo flex for less than a year and in that time it has allowed me to keep to a monthly budget by letting me spread payments out on a monthly basis overall I have found monzo flex very useful Reviewed on: 19th January 2024

Excellent way to spread out payments whilst managing...

Excellent way to spread out payments whilst managing the need to pay back Reviewed on: 19th January 2024

It’s a super convenient service and with lots of app...

It’s a super convenient service and with lots of app features it makes money management easy Reviewed on: 19th January 2024

Monzo flex made my life easier.

Monzo flex made my life easier. It gave me the option to pay my expenses in 3, 6 and 12 months .Convenient as well, no need to worry if they are in partnership with a certain shop as it can be used anywhere. It can be used online or at any physical store. Reviewed on: 19th January 2024

Great app based design, everything completed within...

Great app based design, everything completed within the app Reviewed on: 19th January 2024

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