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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Blows the competition out of the water!

its everything all the other credit providers offer rolled up into one! Reviewed on: 19th January 2024

My experience at this moment, it’s excellent.

My experience at this moment, it’s excellent. Reviewed on: 19th January 2024

good flexible convenient.

good flexible convenient. i recommend Reviewed on: 19th January 2024

Monzo is unique and different.

Monzo is unique and different. was approved without too many questions - it has really help me to manage my spread and manage my credit. thank you, Monzo Reviewed on: 19th January 2024

Very user friendly.

Very user friendly. I love it because we can choose our preferences in payment!! Love it to the max Reviewed on: 19th January 2024

Most user friendly banking app.

Most user friendly banking app. it helps me sort my budgets and plan my finances accordingly. Reviewed on: 19th January 2024

Fantastic banking.

Fantastic banking. I'm so pleased Reviewed on: 19th January 2024

I am enjoying this service it gave me reason to bay...

I am enjoying this service it gave me reason to bay my pill easy and fast Reviewed on: 19th January 2024

Monzo has always looked after me.

Monzo has always looked after me. I find their chat support very responsive. The app is easy to use when you get the hang of it. Monzo flex is a really good product as it make splitting purchases over time really easy snd straightforward you know exactly what you need to pay and when and how much any credit will cost. Reviewed on: 19th January 2024

Very good.

Very good. Love using Monzo flex. Especially the option to spread payments…………. Reviewed on: 19th January 2024

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