Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

View other Monzo products

4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

66% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

Review Monzo: Flex Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Credit Card reviews (2506)

the best credit card in the market.

the best credit card in the market... easy to make your finanical decision Reviewed on: 15th January 2024

Flex is an outstanding product.

Flex is an outstanding product. Highly recommended as a credit card successor. Reviewed on: 15th January 2024

Monzo Flex is so simple and clear.

Monzo Flex is so simple and clear. The built in calculator clearly shows how each of the available payment options will affect how much you ultimately repay. For me the very best part is having a “pay in three” service within my own bank. I don’t have to sign up for a range of different services depending on who partners with each service provider. Just use my flex card and I’m away. Reviewed on: 15th January 2024

10/10 no notes

By far the best credit experience available Reviewed on: 15th January 2024

Really straightforward product to use

Really straightforward product to use Reviewed on: 15th January 2024

The best Buy-Now-Pay-Later you can get

The best Buy-Now-Pay-Later you can get Reviewed on: 15th January 2024

Super flexible and innovative credit card

Super flexible and innovative credit card Reviewed on: 15th January 2024

Flex shows where my money is being allocated

Flex credit card is truly flexible and provides a clear view of purchases made and where my monthly payments are being allocated Reviewed on: 15th January 2024

It is the best BNPL credit card on the market!

It is the best BNPL credit card on the market! Reviewed on: 15th January 2024

Flex by name, flex by nature.

Flex by name, flex by nature. More than just a credit card or buy now pay later facility. I use it regularly when I'm buying things out of the ordinary. Usually pay off next month or within 3 Reviewed on: 15th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Halifax 3.96 from 72 reviews
Chrome Card
from Vanquis 4.25 from 8 reviews
British Airways Credit Card
from American Express 4.18 from 81 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 412 reviews
Investments
from Monzo 4.94 from 813 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub