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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Smooth service, very helpful customer service, mobil...

Smooth service, very helpful customer service, mobile app UI is very intuitive and easy Reviewed on: 20th January 2024

Using Monzo is incredibly easy.

Using Monzo is incredibly easy. They’ve thought of everything. I’ll never return to a high street bank. Reviewed on: 20th January 2024

Tony's review

Reviewed on: 20th January 2024

The bank of today and our tomorrows.

My business and personal accounts with Monzo have been some of the best bank account experiences. No fuss, virtually no fees and great customer service, beats the high street banks hands down, they are the bank of today and our tomorrow's. Reviewed on: 20th January 2024

Very good reliable service easy to use always know w...

Very good reliable service easy to use always know where you stand financially Reviewed on: 20th January 2024

Best bank account and credit card experience I've had.

Best bank account and credit card experience I've had. Being able to decide how a credit card payment is paid back is the sort of flexibility all card providers should offer. Reviewed on: 20th January 2024

Easy to use and great to spread payments

Easy to use and great to spread payments Reviewed on: 20th January 2024

Convenient and transparent 100% recommend! !

Monzo are such a convenient way to bank! Monzo flex offers transparent and affordable credit options and being able to claim my salary early each month is a god send! I reccomend Monzo to all my friends family and colleagues! Reviewed on: 20th January 2024

Flex is a great product and I make good use of the t...

Flex is a great product and I make good use of the three months interest free feature Reviewed on: 20th January 2024

Getting better and better

I ' ve been with Monzo for about 5 years now and I must say that everytime is getting better, the rates, how easy is to save money, investments. Simply great! I am a please customer Reviewed on: 20th January 2024

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