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Review of the Monzo, Flex Credit Card:

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Monzo flex has changed the way I use a credit card

Monzo flex has changed the way I view using a “credit card”. It has allowed me better control of my finances as well as repayments and gives me better accountability as to whether I need to use the card as I can instantly work out how much it will cost me to repay the transaction where as with traditional credit cards, the transaction gets added to my balance and there is no definitive time that I need to repay that transaction by which can lead to spiralling balances based on just paying minimum payment each month. It has completely changed the way I utilise credit. Reviewed on: 19th January 2024

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