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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

i have not had issues with monzo.

i have not had issues with monzo. its a good bank and i am happy to have an account here Reviewed on: 18th January 2024

It’s very easy to use and flex your payments

It’s very easy to use and flex your payments Reviewed on: 18th January 2024

Really great service, has helped me out of a bind mo...

Really great service, has helped me out of a bind more than once. Especially with the current cost of living crisis we all need that help. Having visability of what I have vs what I've flexed is a gamechanger, no flicking between different apps. Also the flexibility of changing how much I can pay, when to pay is amazing Reviewed on: 18th January 2024

Easy and transparent to use!

Easy and transparent to use! I know what I have to pay and when, and if I chose and interest option it tells me up front what I can expect to pay, meaning I can make sensible choices on what I can afford. Reviewed on: 18th January 2024

Does what it says on the tin, flex.

Does what it says on the tin, flex. Adjustments can be made easily and flex can be used in stores and online. It's really intuitive and makes managing credit simple. Reviewed on: 18th January 2024

Monzo Flex is an excellent way to access credit and...

Monzo Flex is an excellent way to access credit and get good credit management skills. I can easily spread my balance over 3 months, 6 months or more. I can easily see my total balance and individual balances. I can pay off a payment early, or make an additional payment or clear a balance in full at any time. Reviewed on: 18th January 2024

Definitely best bank ever had!

I absolutely love monzo definitely best bank ever had, User friendly super helpful. Reviewed on: 18th January 2024

Monzo Flex is very convenient, it helps to build you...

Monzo Flex is very convenient, it helps to build your credit score and the payment is easy. Reviewed on: 18th January 2024

Amazing service.

Amazing service. Really easy to use Reviewed on: 18th January 2024

Banking made easy.

Banking made easy. Love the app, easy to navigate. Reviewed on: 18th January 2024

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