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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Great flex

Love flex giving all my finances in one place. Pay in three gives me more opportunity to pay off rather than all at the end of the month. Very happy, I have cancelled a very longstanding credit card company in favor of this now. Reviewed on: 18th January 2024

Works perfectly and hassle free.

Works perfectly and hassle free. Helps me manage my finances Reviewed on: 18th January 2024

I’ve been with Monzo for afew years now and have n...

I’ve been with Monzo for afew years now and I have never had a bank that lets you know your spending habits , how much you have left to spend for the month . And introduced monzo flex , which is what it says . Flexible borrowing that you choose how you pay ! I love it and have never looked back ! Reviewed on: 18th January 2024

It’s been a very positive experience, it has given m...

It’s been a very positive experience, it has given me the flexibility to use the card and pay interest free for three months, but also spread longer if I feel a little short of cash that month Reviewed on: 18th January 2024

It's very easy to use, manage and gives you differen...

It's very easy to use, manage and gives you different options Reviewed on: 18th January 2024

I really like Monzo flex, it’s great!

I really like Monzo flex, it’s great! It’s so helpful and having three months interest free and the service is really good from Monzo too. Reviewed on: 18th January 2024

They can do no wrong!!!!

The replace a lost card in less then 24hrs whilst I was in the USA. When I got scammed they recovered every single penny. They are a fantastic.company and I wish every bank were as helpful as monzo. They have multiple ways of.paying for things that a simple clock away. They gave me a loan when I need it with far less fuss then my other bank. Monzo flex is amazing and really easy to use and clear when you can. Honestly wish i'd found them sooner. Reviewed on: 18th January 2024

Easy to use, great features love trends keeping me o...

Easy to use, great features love trends keeping me on track Reviewed on: 18th January 2024

Great experience with Monzo for years now

I had monzo for few years now , l managed to save up and app helped me with many things like saving pot and investments Reviewed on: 18th January 2024

Straight Forward

Such a straight forward company to deal with as one off their first customers would never leave them. Flex just made things even better Reviewed on: 18th January 2024

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