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Monzo: Flex Credit Card reviews

4.96
Based on 2,506 reviews, last reviewed 17th Jun 2025
61% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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2%
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Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025
Mathew Wilkinson's avatar
Mathew Wilkinson

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

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Monzo Flex Credit Card reviews (2506)

Great and easy to use

5
Best thing about monzo, they offer lots of great services Reviewed on: 4th March 2023

So useful!

5
It’s great being able to flex purchases Reviewed on: 4th March 2023

Monzos best review?

5
Makes your financial side of life increasingly simple, and when you have that unexpected turn you can use monzo flex to get back on the worry free road. Reviewed on: 4th March 2023

Fool proof, accessible, modern

5
I absolutely love this new world of banking that monzo introduced me to, it’s practical, quick and easy to use and the support team is always easy to reach and available to help. It made my life so much easier! Reviewed on: 4th March 2023

Complete life saver

5
The freedom that Monzo Flex allows me to split payments means I can plan for things I need and not pay interest on purchases. I don't need to use 3rd party services as it's offered by my own bank. I would be lost without it now! Reviewed on: 4th March 2023

Great

5
It’s really really useful and well worked out. Reviewed on: 4th March 2023

Saved my Life

5
I was in a horrible place and if it wasnt for being accepted for flex I probably wouldnt be where i am now, manged to pay off my arrears etc now im living comfortably Reviewed on: 4th March 2023

Super Monzo

5
I have been using Monzo for a long time, very convenient. I like. Thank you Reviewed on: 4th March 2023

Ease

5
Good job..keep it up always. Flex is kinda the best simple thing a bank can do. Reviewed on: 4th March 2023

Sexy Card

5
Best bank I had, with futures bild in that helps a lot. Its designed very clean and allows anyone be able to use it(user-friendly) Flex is amazing- allows you to flex bigger purchase for few months woth no intrest! If you traveling anywhere, you can use up 600£ without any fees(spending other curency) and it pick the best exchange rate. At the end of it you do get a sexy looking card Reviewed on: 4th March 2023

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