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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

The best banking experience I've ever had.

The best banking experience I've ever had. So easy to to deal with, excellent, innovative, and versatile products that suit and match what I need. Reviewed on: 18th January 2024

Very impressed with how innovative and friendly flex...

Very impressed with how innovative and friendly flex is - miles ahead of the competition Reviewed on: 18th January 2024

Ease of use and simplicity of the app

Ease of use and simplicity of the app Reviewed on: 18th January 2024

The amount for the start is amazing.

The amount for the start is amazing. Very satisfactory. Reviewed on: 18th January 2024

Easy to use with it all being on line

Easy to use with it all being on line Reviewed on: 18th January 2024

Multi-use

Available in every country. Offer early pay day. Has pots to divide your money Reviewed on: 18th January 2024

Amazing efficient service, great to have 3 months in...

Amazing efficient service, great to have 3 months interest free option, works well for me right now Reviewed on: 18th January 2024

Excellent bank

Never had an issues , great customer service , Reviewed on: 18th January 2024

A true example of disruptive banking

Have been a Monzo customer since the beginning. Love the fact you’ve built an entire bank on Kubernetes that challenges and disrupts the archaic mainframe based infrastructures used by the traditional banks. Reviewed on: 18th January 2024

Good customer service and excellent service

Good customer service and excellent service Reviewed on: 18th January 2024

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