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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

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4.95

Based on 2,511 reviews, last reviewed 5th Sep 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2511)

I love monzo!

I love using monzo flex, it has helped me manage my spending and it’s so easy to use. You can clearly see your payment schedule and it’s easy to make repayments and the interest is reasonable too. I tend to always pay before my monthly due date so avoid the interest. I couldn’t live without monzo flex! I’ve never had a credit card, if monzo flex is all I need! Reviewed on: 5th March 2023

Monzo has given me great experience

It's always simple and easy for the money transfer and haven't had any difficulty using monzo Reviewed on: 5th March 2023

Easy, efficient, friendly

Monzo makes it easy to save money, everything is user friendly and efficient. I feel like I’m doing better for the environment because it makes online, paper-free banking hassle-free. I’m so glad I decided to start using Monzo. Reviewed on: 5th March 2023

Best bank ever!

I’ve been using Monzo for a long time now and have had 0 issues or faults or anything of the sort. It has/does everything a normal person would need for banking, all from your phone. Would highly recommend to friends and family. Reviewed on: 5th March 2023

11/10

Amazing banking app. Being paid a day early is the best part, everything’s quick and easy to use, absolutely amazing service! Thank you monzo! Reviewed on: 5th March 2023

Great and easy to use

Best thing about monzo, they offer lots of great services Reviewed on: 4th March 2023

So useful!

It’s great being able to flex purchases Reviewed on: 4th March 2023

Monzos best review?

Makes your financial side of life increasingly simple, and when you have that unexpected turn you can use monzo flex to get back on the worry free road. Reviewed on: 4th March 2023

Fool proof, accessible, modern

I absolutely love this new world of banking that monzo introduced me to, it’s practical, quick and easy to use and the support team is always easy to reach and available to help. It made my life so much easier! Reviewed on: 4th March 2023

Complete life saver

The freedom that Monzo Flex allows me to split payments means I can plan for things I need and not pay interest on purchases. I don't need to use 3rd party services as it's offered by my own bank. I would be lost without it now! Reviewed on: 4th March 2023

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