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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Great FLEXibility

Gives really good flexibility for those who are good with credit cards, really simple interface in the app and puts you in control of you have those up and down months! Reviewed on: 18th January 2024

Opened for investing, staying for the long haul!

I opened the an account for Investing however it quickly over took my original bank as my primary. I had a couple of issues with bad purchases but they were extremely quick to sort them out! The amount of offers they give you as a customer is great. I just hope newer customers aren't overwhelmed with the amount of things they can do with their money from one app! Reviewed on: 18th January 2024

Banking well done

Simple to use straightforward and does what I need. Plenty of scope to have all accounts in one. Reviewed on: 18th January 2024

Great service absolutely best bank

Great service absolutely best bank Reviewed on: 18th January 2024

Hapy with what i get

As time goes by monzo become my favourite bank Reviewed on: 18th January 2024

Monzo flex is the best credit product I have ever us...

Monzo flex is the best credit product I have ever used, it's innovative, fast, feels fair to use 0%apr and fits around my lifestyle. I feel in control Reviewed on: 18th January 2024

Very helpful and easy to use flex.

Very helpful and easy to use flex. flexible payments so lives buy its name. Would definitely recommend to family and friends Reviewed on: 18th January 2024

I have enjoyed Monzo flex ever since I started using...

I have enjoyed Monzo flex ever since I started using the card. No other platform would offer me credit but Monzo took the risk and it’s been easy and smooth. They allowed me to increase my limit twice after applying and getting my first credit. They have kept to their words and terms and agreements and we’ve had no problem or issue at all. It’s the best service honestly and I’d really recommend the service, I actually already did to a couple of my friends. Reviewed on: 18th January 2024

Excellent credit card, so easy to use and always eas...

Excellent credit card, so easy to use and always easy to understand everything that is going on. paying in instalments is fantastic and it’s really easy to see exactly how much to pay back every month and how much interest they’re charging .Its also interest free for when paying back over 3 months. Reviewed on: 18th January 2024

Allowed for flexibility with purchases

Allowed for flexibility with purchases Reviewed on: 18th January 2024

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