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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

user friendly

Very user friendly, payments are clear and easy to manage. Paying extra is very simple. Payment options are great and cost breakdown is very useful Reviewed on: 18th January 2024

Extremely helpful

Extremely helpful and understanding of needs and getting things sorted. Reviewed on: 18th January 2024

Easiest credit card

easiest credit card to use give alot of options too for when it’s time to pay Reviewed on: 18th January 2024

Streets ahead

Always on it. Always ahead of the rest. From small to large, they just never miss Reviewed on: 18th January 2024

The best for me to have flexibility

The best for me to have flexibility Reviewed on: 18th January 2024

Just excellent

Just excellent customer service and I love flex Reviewed on: 18th January 2024

Easy to use and very good service

Easy to use and very good service Reviewed on: 18th January 2024

Great user experience and way easier to manage money...

Great user experience and way easier to manage money compared to a normal credit card. Reviewed on: 18th January 2024

Can’t fault Monzo at all

I started using it a couple of years ago and it has allowed me to take control of my own money Reviewed on: 18th January 2024

Everyone in monzo costumer services gave 100% for th...

Everyone in monzo costumer services gave 100% for the business to grow exponentially Reviewed on: 18th January 2024

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