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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

I liked the option of choosing the repayment in inst...

I liked the option of choosing the repayment in instalments instantly. I received an immediate response on the request I raised. Reviewed on: 18th January 2024

Monzo is my go to bank for all things banking!

I've been using Monzo as my main bank for years now and the service just keeps on improving. I have savings and investments and credit with Flex and use Monzo for our joint account too. Any support I've needed from Monzo has been swift and knowledgeable. I've referred lots of friends to Monzo and couldn't rate it highly enough! There's a reason Monzo tops all the rankings. Reviewed on: 18th January 2024

Love it been with them years.

Love it been with them years. offer such better rates and services than any other bank I've had before. Reviewed on: 18th January 2024

Monzo Flex is brilliant

Monzo Flex is brilliant and is super quick and easy to use Reviewed on: 18th January 2024

The best banking experience I've ever had.

The best banking experience I've ever had. So easy to to deal with, excellent, innovative, and versatile products that suit and match what I need. Reviewed on: 18th January 2024

Very impressed with how innovative and friendly flex...

Very impressed with how innovative and friendly flex is - miles ahead of the competition Reviewed on: 18th January 2024

Ease of use and simplicity of the app

Ease of use and simplicity of the app Reviewed on: 18th January 2024

The amount for the start is amazing.

The amount for the start is amazing. Very satisfactory. Reviewed on: 18th January 2024

Easy to use with it all being on line

Easy to use with it all being on line Reviewed on: 18th January 2024

Multi-use

Available in every country. Offer early pay day. Has pots to divide your money Reviewed on: 18th January 2024

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