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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

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4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

Complete life saver

The freedom that Monzo Flex allows me to split payments means I can plan for things I need and not pay interest on purchases. I don't need to use 3rd party services as it's offered by my own bank. I would be lost without it now! Reviewed on: 4th March 2023

Great

It’s really really useful and well worked out. Reviewed on: 4th March 2023

Saved my Life

I was in a horrible place and if it wasnt for being accepted for flex I probably wouldnt be where i am now, manged to pay off my arrears etc now im living comfortably Reviewed on: 4th March 2023

Super Monzo

I have been using Monzo for a long time, very convenient. I like. Thank you Reviewed on: 4th March 2023

Ease

Good job..keep it up always. Flex is kinda the best simple thing a bank can do. Reviewed on: 4th March 2023

Sexy Card

Best bank I had, with futures bild in that helps a lot. Its designed very clean and allows anyone be able to use it(user-friendly) Flex is amazing- allows you to flex bigger purchase for few months woth no intrest! If you traveling anywhere, you can use up 600£ without any fees(spending other curency) and it pick the best exchange rate. At the end of it you do get a sexy looking card Reviewed on: 4th March 2023

Why I love Monzo Flex

Having Monzo Flex had further allowed me to manage my money better. I use it often and at various stages of the month, I review my finances and when able to, I pay off extra on a purchase or even in full, keeping my balance lower to afford additional purchases where necessary. I mostly use the 3 months interest free, but it’s great to have the option of a longer term if required. It was especially nice to have 2 purchases with 6 months interest free and yes I made use of them. Thanks Monzo. Reviewed on: 4th March 2023

I have recommended mono to everyone I know!

I love monzo ! Ive been a customer from when I first heard about it, probably 5 or 6 years ago. Never had an issue, reliable bank. 24/7 support you can rely on. Love the options with setting up pots for different things. And can I just say, flex!! Thank you for introducing that. The best thing ever! What more can I say. If you haven't joined monzo, what's stopping you! Reviewed on: 4th March 2023

Best bank

It’s been so easy to apply for the account and the support received while banking has been fantastic Reviewed on: 4th March 2023

Great bank

Monzo offers innovative budgeting solutions which is super helpful for conquering my debts and controlling my spending. Great app that’s easy to use. Also love the easy way to save money via third party providers. Reviewed on: 4th March 2023

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