Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

View other Monzo products

4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3086)

So easy to use and good for day to day money managem...

So easy to use and good for day to day money management Reviewed on: 18th January 2024

Simple and no interest, a good combination

Simple and no interest, a good combination Reviewed on: 18th January 2024

Straight forward banking

Straight forward banking experience, A one app solution for my whole banking Reviewed on: 18th January 2024

Great and easy to use app all features are really ea...

Great and easy to use app all features are really easy and setting up savings pot is very straight forward Reviewed on: 18th January 2024

Best service provider.

Best service provider. The customer care is excellent and I really enjoy the Flex Reviewed on: 18th January 2024

Easy to setup and use, clear rates and fees.

Easy to setup and use, clear rates and fees. Easy to clear and top up, very user friendly onboarding and explanation Reviewed on: 18th January 2024

I love monzo and now get my children to use it.

I’ve loved monzo ever since I opened the account. It’s allowed me to manage my money better and allowed me to manage myself out of debt. My children now use monzo and they love how they can budget and save for the future. Reviewed on: 18th January 2024

Flex truly listens to you and treats you like a huma...

Flex truly listens to you and treats you like a human being, a friend that understands. I regularly pay off my flex and when i want to treat myself to a purchase within what i can afford i do nit hesitate. Thanks Monzo for “getting it” and treating us with care. Reviewed on: 18th January 2024

Monzo Flex allows me the Flex-ibility I need

Monzo Flex allows me the Flex-ibility to pay for my bills and purchases however I want, or need to. The rates are good, and the credit limit is generous. The fact it’s all managed within the monzo app would be enough to make it my favourite, but the features, rates and convenience make it best-in-class. I can pay off each purchase at the end of the month, interest-free over 3 months, or in up to 24 monthly instalments. Reviewed on: 18th January 2024

Good Bank

Always had good experience with Monzo, and they have great customer support Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 2.92 from 35 reviews
Everyday Credit Card
from Creation 2.66 from 20 reviews
Premier Credit Card
from HSBC 3.81 from 20 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Investments
from Monzo 4.94 from 1110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub