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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

61% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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Monzo Flex Credit Card reviews (2506)

Love Monzo!!

Monzo has really helped me out in the lowest points of my life. Don’t know what I would have done otherwise without the support I was offered. Reviewed on: 4th March 2023

Monzo Flex has really helped me to manage my money and to get on top of my finances

As a self employed person, my income each month isnt fixed and whilst I have always tried to keep on top of my monthly outgoings, it has typically been very hard. Monzo flex really helps me to manage payments by being able to split them over a few months. Being able to do this interest free also means that I am not paying significant overdraft fees like I did previously with my old bank. The ability to manage the flex account from the app and to pay it off early is fantastic and really has helped me to get control of my money. Thanks Monzo! Reviewed on: 4th March 2023

Easy to handle

It is simple to use and useful . I have used many times and it was really helpful Reviewed on: 4th March 2023

Asset Management for the win

The fact I can now split my payments over three months at 0% interest is a life changer. And then if I decide after I get paid just to pay it off regardless with no fees. I have reduced the credit limit on other cards and increased Monzo flex for this exact reason Reviewed on: 4th March 2023

Great and innovative bank

Helpful, great at anticipating your needs and a lot of innovative features that make a world of impact and different. Reviewed on: 4th March 2023

Easy to use

Excellent service easy to use and very transparent on where you spend your money and save. Reviewed on: 4th March 2023

Outstanding

There’s nothing bad to say there always there quick decision no fuss I’ve been with bay west for forty years. So easy to deal with I will be doing full change ove. Thanks Monzo Reviewed on: 4th March 2023

It just does what it needs to do

Monzo flex is just great as it isn’t fussy or complicated to do, it’s just very clear, easy to understand and I’ve never had any problems Reviewed on: 4th March 2023

Monzo Flex super helpful

Flex is super helpful right now when times are a bit harder, it can just stop you getting into more of a hole. Reviewed on: 4th March 2023

Monzo is good

Love Monzo, use it for all my finances. I use Monzo premium, and flex. And both are absolutely great, travel insurance, mobile insurance, airport lounges. And all the cool pot options. Well worth, gave up on high street banks, monzo is all I need Reviewed on: 4th March 2023

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