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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Great, so flexible and intuitive using the app

Great, so flexible and intuitive using the app Reviewed on: 18th January 2024

Very good experience.

Very good experience. Very easy to use and manage. Reviewed on: 18th January 2024

Very easy and fast to use the customer service is br...

Very easy and fast to use the customer service is brilliant always available for any inquiries Reviewed on: 18th January 2024

Love my Monzo account!

Love my Monzo account! Super easy to self manage, very clear view of spending, efficient communication without sending through spam and just a generally pleasant platform to use. Total control over your limits etc and charges are more than reasonable. Reviewed on: 18th January 2024

They are so easy to deal with , very affordable for...

They are so easy to deal with , very affordable for everyone and with so many options to match your needs Reviewed on: 18th January 2024

Monzo is ahead of other, honestly is second to none...

Monzo is ahead of other, honestly is second to none Reviewed on: 18th January 2024

Monzo has helped me with everything I need banking w...

Monzo has helped me with everything I need banking wise, from loans, to credit card to travel insurance. It's all sorted with monzo! Reviewed on: 18th January 2024

It lacks basic features that a standard credit card...

It lacks basic features that a standard credit card has which makes it easier to manage credit. For example, the ability to balance transfer. It’s also confusing paying the card off Reviewed on: 18th January 2024

I really love Monzo is the easy ways and is always h...

I really love Monzo is the easy ways and is always helpful. Reviewed on: 18th January 2024

Most reliable to me and my family

Most reliable to me and my family Reviewed on: 18th January 2024

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