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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

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4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

Great and innovative bank

Helpful, great at anticipating your needs and a lot of innovative features that make a world of impact and different. Reviewed on: 4th March 2023

Easy to use

Excellent service easy to use and very transparent on where you spend your money and save. Reviewed on: 4th March 2023

Outstanding

There’s nothing bad to say there always there quick decision no fuss I’ve been with bay west for forty years. So easy to deal with I will be doing full change ove. Thanks Monzo Reviewed on: 4th March 2023

It just does what it needs to do

Monzo flex is just great as it isn’t fussy or complicated to do, it’s just very clear, easy to understand and I’ve never had any problems Reviewed on: 4th March 2023

Monzo Flex super helpful

Flex is super helpful right now when times are a bit harder, it can just stop you getting into more of a hole. Reviewed on: 4th March 2023

Monzo is good

Love Monzo, use it for all my finances. I use Monzo premium, and flex. And both are absolutely great, travel insurance, mobile insurance, airport lounges. And all the cool pot options. Well worth, gave up on high street banks, monzo is all I need Reviewed on: 4th March 2023

Lovely customer services

Great bank helpful. Would highly suggest to friends Reviewed on: 4th March 2023

Stress free

Uncomplicated, clear, user friendly. You have complete control over your finances. Reviewed on: 4th March 2023

Definitely best card to use.

I I love using my monzo card especially when I’m on holiday it’s can be used anywhere in the world with no charges applied. Easy to split bill with friends or transfer using the app. This has made life easier for me. Reviewed on: 4th March 2023

Unbelievably convenient credit

I’ve been travelling around for nine months. Planning trips often meant spending my rent money several months before I’d earned it. Monzo flex helped me turn this unusual spike in spending back into a predictable monthly payment. Flexing things was made so easy by the ability to use the flex card number up front OR flex a transaction after making it. My income has been variable too, so I’ve appreciated the ability to change the repayment plan or even make early repayments without fees. Thank you Monzo! Reviewed on: 4th March 2023

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