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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo has changed my financial life for the better.

Monzo has changed my financial life for the better. It’s given me the tools I need to manage my finances more effectively and save easier. Reviewed on: 18th January 2024

Using Monzo for couple of months with no Issues

Using Monzo for couple of months and not a single issue I have observed. Reviewed on: 18th January 2024

Fantastic all round.

Fantastic all round. Great customer service easy to use and clear language used Reviewed on: 18th January 2024

Flex is an excellent way to pay for something on cre...

Flex is an excellent way to pay for something on credit with the option of 3 months intest free and if you want to pay it over a longer period of up to 24 months. Also great rate of 19% apr on the card which is a good rate I think Reviewed on: 18th January 2024

Great, so flexible and intuitive using the app

Great, so flexible and intuitive using the app Reviewed on: 18th January 2024

Very good experience.

Very good experience. Very easy to use and manage. Reviewed on: 18th January 2024

Very easy and fast to use the customer service is br...

Very easy and fast to use the customer service is brilliant always available for any inquiries Reviewed on: 18th January 2024

Love my Monzo account!

Love my Monzo account! Super easy to self manage, very clear view of spending, efficient communication without sending through spam and just a generally pleasant platform to use. Total control over your limits etc and charges are more than reasonable. Reviewed on: 18th January 2024

They are so easy to deal with , very affordable for...

They are so easy to deal with , very affordable for everyone and with so many options to match your needs Reviewed on: 18th January 2024

Monzo is ahead of other, honestly is second to none...

Monzo is ahead of other, honestly is second to none Reviewed on: 18th January 2024

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