Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

View other Monzo products

4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

64% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

Review Monzo: Flex Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Credit Card reviews (2506)

Lovely customer services

Great bank helpful. Would highly suggest to friends Reviewed on: 4th March 2023

Stress free

Uncomplicated, clear, user friendly. You have complete control over your finances. Reviewed on: 4th March 2023

Definitely best card to use.

I I love using my monzo card especially when I’m on holiday it’s can be used anywhere in the world with no charges applied. Easy to split bill with friends or transfer using the app. This has made life easier for me. Reviewed on: 4th March 2023

Unbelievably convenient credit

I’ve been travelling around for nine months. Planning trips often meant spending my rent money several months before I’d earned it. Monzo flex helped me turn this unusual spike in spending back into a predictable monthly payment. Flexing things was made so easy by the ability to use the flex card number up front OR flex a transaction after making it. My income has been variable too, so I’ve appreciated the ability to change the repayment plan or even make early repayments without fees. Thank you Monzo! Reviewed on: 4th March 2023

Excellent services

Outstanding just excellent so far Reviewed on: 4th March 2023

Love flex!

Monzo flex is such an amazing option to have within my monzo account. It makes it so each to manage bigger purchases with the multiple split payments options. I rave about it to all my friends! Reviewed on: 4th March 2023

Great service

Great to use if used properly. It's great for when needing to spread the cosr interest free Reviewed on: 4th March 2023

Brilliant

Brilliant bank, Brilliant products Reviewed on: 3rd March 2023

Absolutely lovely!

Flex allows me to responsibly spend my money without paying a fee. It's great for spacing payments out in three interest-free months! I also am able to manage the money quite well which helps increase my credit score :) Reviewed on: 3rd March 2023

Best bank ever

This is the first bank that I used and after this I haven't even thought about other banks and I didn't have an account for almost 2 years Thats how best it was Reviewed on: 3rd March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Bank of Scotland 4.56 from 10 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.10 from 13 reviews
123 Credit Card
from Santander 3.91 from 159 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 412 reviews
Investments
from Monzo 4.94 from 813 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub