Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

View other Monzo products

4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3174)

I love using Monzo Flex.

I love using Monzo Flex. Been a no bother at all with all the transactions. Best card ever. Highly recommended to my friends. Reviewed on: 18th January 2024

Flex has been a best version of credit I have, allow...

Flex has been a best version of credit I have, allowing me to pace myself without worrying about missing a payment and doing so interest free has been more than amazing. Reviewed on: 18th January 2024

Easy to use, and clear information about payments an...

Easy to use, and clear information about payments and fees Reviewed on: 18th January 2024

Great service when you are installing in Uk.

Great service when you are installing in Uk. Easy to open, and secure Reviewed on: 18th January 2024

It's very easy to use and access

It's very easy to use and access Reviewed on: 18th January 2024

Easy to use, easy to understand.

Easy to use, easy to understand. Good rates. Reviewed on: 18th January 2024

better than most banks

Very good value on your money. Good interest Reviewed on: 18th January 2024

My incredible flexible friend

Your flexible payment options allow me to change my payment arrangements as often as required. It allows me to pay early defer payment as often as my finances require and allows me more flexibility to arrange my finances Reviewed on: 18th January 2024

The Credit Card of credit cards

Monzo flex is the kind of credit card that I’ve wanted since I’ve known what a credit card is! It allows me to stay in control of my debt, has great interest rates and lets me be flexible in my payments. Reviewed on: 18th January 2024

Monzo is the best credit card for me

Monzo is the best credit card for me Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 5.00 from 28 reviews
Everyday Credit Card
from Creation 2.72 from 20 reviews
Clarity credit card
from Halifax 4.12 from 268 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Investments
from Monzo 4.94 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub