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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

64% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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Monzo Flex Credit Card reviews (2506)

Great monzo

I would like to say great monzo is ever best and strongly recommended Reviewed on: 3rd March 2023

Excellent account especially when travelling abroad

Love Monzo it’s free to use abroad with no extra fees and Monzo flex is a genius idea especially now there is a physical card. Keep up the good work. Reviewed on: 3rd March 2023

Amazing service

Highly recommend Monzo and there flex service, helped me out when I need that extra but if money for purchases Reviewed on: 3rd March 2023

Ingenious

Monzo flex gives flexibility and room to wiggle anything without tying yourself down to unwanted credit and interest payment Reviewed on: 3rd March 2023

Would highly recommend

This is the beast bank I have had would highly recommend Reviewed on: 3rd March 2023

Ahead of the game right now!

Just a very simple, no nonsense, straight to point bank! Very much ahead of the game right now. A lot of their competitors are playing catch up, trying to mimic features and services offered by Monzo. It’s true when they say imitation is the best form of flattery. Monzo offer quality products and features such as Premium and Flex which have honestly changed my life. Monzo has transformed the way I bank and I can say without a doubt, the services and features offered to me are relevant and help me to take full control of my finances. Monzo have revolutionised mobile banking for the better! Reviewed on: 3rd March 2023

Good

Very easy and flexible And good customer service Reviewed on: 3rd March 2023

Simple. Easy. Transparent.

A great way to budget a larger purchase without reaching for a credit card. Simple to use, transparent to understand what you’ll pay back, and easy instalments, or pay back early to reduce interest. Brilliant. Reviewed on: 3rd March 2023

The new way to credit card!

The clue is in the name ‘Flex’! I feel in way more control with this card versus a traditional credit card. I can choose the exact amount of breathing space I need and as a result, I haven’t missed a payment. Reviewed on: 3rd March 2023

Wayyyyy ahead of the game.

Although Monzo and Monzo flex might be considered “late to the party”, they have clearly been miles ahead of the pack. I’ve witnessed my other banks literally try to keep up with the features Monzo offers, the customer service, transparency of my account and powerful tools are just amazing and that’s why Monzo is my main bank account. I love it! Reviewed on: 3rd March 2023

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