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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

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4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

Excellent services

Outstanding just excellent so far Reviewed on: 4th March 2023

Love flex!

Monzo flex is such an amazing option to have within my monzo account. It makes it so each to manage bigger purchases with the multiple split payments options. I rave about it to all my friends! Reviewed on: 4th March 2023

Great service

Great to use if used properly. It's great for when needing to spread the cosr interest free Reviewed on: 4th March 2023

Brilliant

Brilliant bank, Brilliant products Reviewed on: 3rd March 2023

Absolutely lovely!

Flex allows me to responsibly spend my money without paying a fee. It's great for spacing payments out in three interest-free months! I also am able to manage the money quite well which helps increase my credit score :) Reviewed on: 3rd March 2023

Best bank ever

This is the first bank that I used and after this I haven't even thought about other banks and I didn't have an account for almost 2 years Thats how best it was Reviewed on: 3rd March 2023

Great monzo

I would like to say great monzo is ever best and strongly recommended Reviewed on: 3rd March 2023

Excellent account especially when travelling abroad

Love Monzo it’s free to use abroad with no extra fees and Monzo flex is a genius idea especially now there is a physical card. Keep up the good work. Reviewed on: 3rd March 2023

Amazing service

Highly recommend Monzo and there flex service, helped me out when I need that extra but if money for purchases Reviewed on: 3rd March 2023

Ingenious

Monzo flex gives flexibility and room to wiggle anything without tying yourself down to unwanted credit and interest payment Reviewed on: 3rd March 2023

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