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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo has helped me with everything I need banking w...

Monzo has helped me with everything I need banking wise, from loans, to credit card to travel insurance. It's all sorted with monzo! Reviewed on: 18th January 2024

It lacks basic features that a standard credit card...

It lacks basic features that a standard credit card has which makes it easier to manage credit. For example, the ability to balance transfer. It’s also confusing paying the card off Reviewed on: 18th January 2024

I really love Monzo is the easy ways and is always h...

I really love Monzo is the easy ways and is always helpful. Reviewed on: 18th January 2024

Most reliable to me and my family

Most reliable to me and my family Reviewed on: 18th January 2024

I love using Monzo Flex.

I love using Monzo Flex. Been a no bother at all with all the transactions. Best card ever. Highly recommended to my friends. Reviewed on: 18th January 2024

Flex has been a best version of credit I have, allow...

Flex has been a best version of credit I have, allowing me to pace myself without worrying about missing a payment and doing so interest free has been more than amazing. Reviewed on: 18th January 2024

Easy to use, and clear information about payments an...

Easy to use, and clear information about payments and fees Reviewed on: 18th January 2024

Great service when you are installing in Uk.

Great service when you are installing in Uk. Easy to open, and secure Reviewed on: 18th January 2024

It's very easy to use and access

It's very easy to use and access Reviewed on: 18th January 2024

Easy to use, easy to understand.

Easy to use, easy to understand. Good rates. Reviewed on: 18th January 2024

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