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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Very reliable, will recommend any day any time.

Very reliable, will recommend any day any time. Reviewed on: 18th January 2024

They are a really great bank.

They are a really great bank. Never had any issues and recently i lost my card it was replace in less than 24 hours no that is great customer service Reviewed on: 18th January 2024

Very clear on what they offer and what you pay.

Very clear on what they offer and what you pay. Reviewed on: 18th January 2024

One of the best credit card ever!!!

Monzo Flex Is probably one of the best credit card I’ve ever had. You can choose how you like to pay, 3 months or 1 month with interest free, it’s one of the best features, it will show you the date when the money is coming out of your account and it will keep track of the following transactions. Also , it will give you an update before the money will be taken out of your account so can keep track easily. Unlike other credit cards that I’ve had all of this features are not included and tendencies to forgetting to pay back that is where the interest eats you up. I love Monzo flex and will keep using it because of its handy features, I given big recommendations to my friends and family about Monzo flex. Reviewed on: 18th January 2024

This is how the old banks use to be.

This is how the old banks use to be. Monzo provide great service and offer tools to help me bank the way I want. The power that monzo flex offers is a game changer Reviewed on: 18th January 2024

Monzo flex is brilliant

Monzo flex is brilliant as it allows me to split items on an individual basis unlike a normal credit card Reviewed on: 18th January 2024

My money is safe and happy with Monzo

Easy to use facility, my money feels safe and I feel happy to invest, borrow and save through Monzo. Reviewed on: 18th January 2024

Rethinking Credit Cards

I really like how transparent Monzo flex is and how you're able to really take control of your credit. It allows you to see everything as an individual plan so you can prioritise spending where it counts and it's all in one place which makes it very easy to access! Reviewed on: 18th January 2024

Always positive and good service

Always positive and good service Reviewed on: 18th January 2024

A superb service all round never had an issue really...

A superb service all round never had an issue really useful products ie Flex and Get paid early on wage income Reviewed on: 18th January 2024

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