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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

66% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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Monzo Flex Credit Card reviews (2506)

Super

.................................. Reviewed on: 3rd March 2023

Amazing feature that lets me take more control

Flex from Monzo has been a game changer in helping me to manage my money. It means that if I am a little shorter in that month, and have spent money on something earlier in the month, I can get the money back for the mean time and start paying it next month when I can put it in that months budget. Amazing feature I now can’t live without! Reviewed on: 3rd March 2023

Super nice!

Easy to keep under control. accessible, safe! Reviewed on: 3rd March 2023

Easy. Friendly. Modern day banking

Honestly the easiest banking app going. From tracking bills to even splitting them with friends and family. I love the fact I can send request links to be paid by non Monzo users. I enjoy Flex Reviewed on: 3rd March 2023

Love it!

Good for managing funds between paydays Reviewed on: 3rd March 2023

Brilliant, simple and intuitive

Just brilliantly done, all simple through the app. Reviewed on: 3rd March 2023

Modern and simple

It’s an app based bank where everything it’s plain and simple. There’s no hidden elements and you never need to search. Just your money in your account in front of your own eyes. Flex- buy now pay later is simple and effective. It’s in the same app with no hidden details. Reviewed on: 3rd March 2023

Flexible, human-friendly

The most human-friendly bank I’ve ever dealt with. Pay off early / pay off extra / clear interest rates … everything you could want from a loan provider and more. Transparent and honest, rare in the given climat. Reviewed on: 3rd March 2023

Very easy to used

i have great experience using monzo flex Reviewed on: 3rd March 2023

Excellent Bank

Monzo have been perfect in every way since I opened my account 2 years ago. Customer service is excellent and any issues always addressed straight away. Reviewed on: 3rd March 2023

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