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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Monzo great way of managing money

Monzo has always been great for me especially when I was struggling financially they have ways of budgeting and banking at the same tome Reviewed on: 18th January 2024

Superb and excellent

Superb and excellent service...Best flexible payment Reviewed on: 18th January 2024

Useful & Simple

Very easy to use and extremely useful in helping me manage my money in the long term and the short term. Reviewed on: 18th January 2024

Transaction has always been easy and also offer amaz...

Transaction has always been easy and also offer amazing products Reviewed on: 18th January 2024

They are really great, easy to use.

They are really great, easy to use. I love being able to choose how I pay it back and have different plans for different items. The customers support is excellent and the app is great. I have had no issues with them over the time I have used it. I have encouraged friends and family to use Monzo Flex. Reviewed on: 18th January 2024

They are understanding and non judgemental.

They are understanding and non judgemental. Quick to respond. Reviewed on: 18th January 2024

Amazing, easy to understand credit card!

A great credit card. It’s so easy to keep track of all your purchases and super easy to understand your interest free options. As with their current accounts, it’s displayed in much more appealing way than normal banks. You can Flex payments you’ve made on your Monzo current account too! The benefits keep on giving. Reviewed on: 18th January 2024

Great service!

I’ve been with Monzo for many years and I have no negative feedback. Monzo:Flex has allowed me to make larger purchases more affordable without any interest. Being able to pay early and using Flex as soon as a payment has been made is very convenient. Their customer service is 5stars too! Reviewed on: 18th January 2024

Monzo Flex is a genuine support system.

Monzo flex has been a genuine help and support system for making unforeseen costs such as the passing of my beloved dog easier in an already stressful time. Easy to do and a great way to pay in 3 with 0% interest if needed. 100% would recommend. Reviewed on: 18th January 2024

Just a great bank - fast transaction s, great credit...

Just a great bank - fast transaction s, great credit options and fast customer service Reviewed on: 18th January 2024

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