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Monzo: Flex Credit Card reviews

4.96
Based on 2,506 reviews, last reviewed 17th Jun 2025
66% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025
Mathew Wilkinson's avatar
Mathew Wilkinson

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

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Monzo Flex Credit Card reviews (2506)

Banking with control

5
I love Monzo for its simplicity and clarity. It’s incredibly easy to set goals and targets and have a complete overview of your finances. To have a line of credit available in the same easy Monzo way with Flex is fantastic. The ability to control repayments and immediately see the effect on interest over time is wonderful. Reviewed on: 3rd March 2023

So easy!

5
I love how easy it is to manage my accounts with Monzo, and Flex is incredible for easily managing big purchases. Reviewed on: 3rd March 2023

Incredible product.

5
I’m quite impressed with Monzo Flex. It allows to easily and transparently divide payments for a larger purchases. It’s like a credit card but better. Reviewed on: 3rd March 2023

Monzo is the best bank I've ever found.

5
I've been using monzo for 3 years continuously and they also helped me many times whenever I had an issue, their support is 10/10 absolutely would recommend for anyone. Reviewed on: 3rd March 2023

Best bank ever

5
Monzo are so easy to use and so many tools to use that regular high street banks don’t offer and flex is the best thing ever Reviewed on: 3rd March 2023

Monzo. What else?

5
Great bank. Simple dashboard. Colourful and pleasant. Easy to save money with tools. Not a bad thing about them. Reviewed on: 3rd March 2023

Monzo Flex is the best!

5
Love using Flex to pay for my purchases. It’s FLEXible to my wants and needs!!! Reviewed on: 3rd March 2023

Love it

5
Best bank to date, easy, reliable quirky Reviewed on: 3rd March 2023

brilliant

5
i have never had any issues with this bank i have used them for years and will keep using them Reviewed on: 3rd March 2023

God

5
very good I have monzo for more than 4 years and for me it is the best of all banks I have other banks more .. monzo is in first place for everything .. ease for everything Reviewed on: 3rd March 2023

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