Write a review

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

View other Monzo products

4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (2512)

Best bank ever

Monzo are so easy to use and so many tools to use that regular high street banks don’t offer and flex is the best thing ever Reviewed on: 3rd March 2023

Monzo. What else?

Great bank. Simple dashboard. Colourful and pleasant. Easy to save money with tools. Not a bad thing about them. Reviewed on: 3rd March 2023

Monzo Flex is the best!

Love using Flex to pay for my purchases. It’s FLEXible to my wants and needs!!! Reviewed on: 3rd March 2023

Love it

Best bank to date, easy, reliable quirky Reviewed on: 3rd March 2023

brilliant

i have never had any issues with this bank i have used them for years and will keep using them Reviewed on: 3rd March 2023

God

very good I have monzo for more than 4 years and for me it is the best of all banks I have other banks more .. monzo is in first place for everything .. ease for everything Reviewed on: 3rd March 2023

Best online banking

Best online banking and easy to use mobile app. Reviewed on: 3rd March 2023

Convenient

Easy to use , accepted by almost all physical and online shops Reviewed on: 3rd March 2023

Nice

Very nice :) Reviewed on: 3rd March 2023

Amazing

Very easy and helpful to have if you need to can’t pay for something at once Reviewed on: 3rd March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.10 from 26 reviews
Initial Credit Card
from Barclaycard 3.97 from 118 reviews
Credit card
from Zopa 4.93 from 40269 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Savings
from Monzo 4.94 from 151 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub