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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

66% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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Monzo Flex Credit Card reviews (2506)

Best online banking

Best online banking and easy to use mobile app. Reviewed on: 3rd March 2023

Convenient

Easy to use , accepted by almost all physical and online shops Reviewed on: 3rd March 2023

Nice

Very nice :) Reviewed on: 3rd March 2023

Amazing

Very easy and helpful to have if you need to can’t pay for something at once Reviewed on: 3rd March 2023

Convenience & ease of mind delivered

Convenience & ease of mind delivered Reviewed on: 3rd March 2023

Excellent innovative idea for new bankers

Monzo bank is so easy to use. Very attractive and easy user interface ever seen in a banking app. Monzo flex is so easy and best is the 3 month payment with no interest rate. So convenient for the users. Reviewed on: 3rd March 2023

Easy to Flex

Monzo Flex is an easy way to buy now and pay later, being able to view your options and interest rates on paying over 3 months (interest free) or 6 - 12 months. Never had an issue and so easy being able to pay off my bills early! Reviewed on: 3rd March 2023

10/10

It blows my mind when people don't have Monzo. There's no other bank close to it. I can view my finances easily, track my spending with trends, create pots to organise myself, and pay friends with ease. Split the bill and tabs are both such a good features. And flex is my new favourite thing. 10/10 would recommend. Reviewed on: 3rd March 2023

Best bank by far!!

Such an amazing feature, love that it’s completely customisable! Reviewed on: 3rd March 2023

Love it!!!!

Monzo flex is great. The new features they added is amazing. Low interest on 6+12 months payments and the occasional offer for no interest on those payments. Would and have recommended it to family and friends. App is so easy to use as well so able to see exactly what you have flexed and how much you owe at the end of each month. Reviewed on: 3rd March 2023

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