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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

66% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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Monzo Flex Credit Card reviews (2506)

Great!

Great product all around. Easy to use and understand the charges with a lot of flexibility on how to repay. Reviewed on: 3rd March 2023

Easy banking

Monzo is super easy, really enjoy the split bill feature, round up pot and also pots for specific bills. I’ve got adhd so budgeting is really difficult for me and monzo is a good tool for steering my spending. Whenever I’ve needed help, customer service have been super quick to reply and are helpful. Reviewed on: 3rd March 2023

Since came to London, I'm a Monzo fan!

It's perfect! Since I walked in (2019) I've been surprised several times: Monzo keeps improving the facilities you have on managing your money. I have accounts with Barclays, HSBC, Tesco, etc and no one compares with Monzo. No one keeps improving like Monzo does! Keep up the good work! Reviewed on: 3rd March 2023

Best in class

Comparing 6 banks I used - none stands even close in terms of UX, usability and customer journey Reviewed on: 3rd March 2023

Easy and great to gain control

Fantastic bank. Revolutionised banking for me!! Saving money, checking my finances. Unbelievably easy and couldn’t recommend more highly Reviewed on: 3rd March 2023

Everything you need in one place.

I have been using monzo for a long time, it love the intuitive feel to the app. The ability to have pots and sort your salary has changed the way I save and think about money. I’ve got my whole family onto monzo Reviewed on: 3rd March 2023

Financial flexibility that frees up finances

Flex has been a great addition to our lives, whether providing the breathing space for addition of our daughter into our lives or allowing us to travel on our first family holiday, flex is a must have for all young families in light of this cost of living crisis. Reviewed on: 3rd March 2023

The best Bank with multiple faculties

I have been having. A great experiences with this bank with no technical issues no customer services issues about all its the bank that I deal with thanks Monzo Reviewed on: 3rd March 2023

Very flexible

Nice and easy and clear so you know what you are paying, also can pay back extra without penalties Reviewed on: 3rd March 2023

Monzo helped me a lot

Monzo helped me a lot. You are giving a good banking experience in my life. I have never get such help anywhere else Reviewed on: 3rd March 2023

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