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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

User friendly modern banking

Monzo is so user friendly and the 0% Apr for flex is brilliant. I've not had a single issue using monzo and the getting paid a day earlier is also super useful. Reviewed on: 18th January 2024

I love the Monzo banking app, it has some great feat...

I love the Monzo banking app, it has some great features and is easy to use. The people behind Monzo Flex are nothing short of genius. Banking is actually a pleasurable experience with Monzo. Good work Reviewed on: 18th January 2024

Best Banking Service in the UK!

Monzo provides an excellent service. From baking to Mobil app every is top notch. Monzo flex is an absolute game changer! Best banking service in the UK ! X Reviewed on: 18th January 2024

I love Monzo Flex.

I love Monzo Flex. It is so easy to use and it helps you to keep up with your finances when something unexpected crops up. Reviewed on: 18th January 2024

Easy from day one, never had any issues when banking...

Easy from day one, never had any issues when banking, and a great app to match makes life and financial planning so much easier. Also monzo flex simply beats having any other credit card as you are actually in control of your spending and budgeting. Reviewed on: 18th January 2024

I have experienced the best customer service experie...

I have experienced the best customer service experience Reviewed on: 18th January 2024

Monzo flex is simple to use and always updated.

Monzo flex is simple to use and always updated. Monzo clearly listens to feedback as I always see little improvements to the product such as changing when you can pie, how many months you can select, or even ordering a physical card! Reviewed on: 18th January 2024

I’ve had flex for a while now and everything is clea...

I’ve had flex for a while now and everything is clear and precise, it’s good that you can pay more off as and when as well Reviewed on: 18th January 2024

Exceptional, a fanatic product revolutionised credit...

Exceptional, a fanatic product revolutionised credit card industry Reviewed on: 18th January 2024

It’s really good , I had great experience with Monzo

It’s really good , I had great experience with Monzo Reviewed on: 18th January 2024

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