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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

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4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

Easy and great to gain control

Fantastic bank. Revolutionised banking for me!! Saving money, checking my finances. Unbelievably easy and couldn’t recommend more highly Reviewed on: 3rd March 2023

Everything you need in one place.

I have been using monzo for a long time, it love the intuitive feel to the app. The ability to have pots and sort your salary has changed the way I save and think about money. I’ve got my whole family onto monzo Reviewed on: 3rd March 2023

Financial flexibility that frees up finances

Flex has been a great addition to our lives, whether providing the breathing space for addition of our daughter into our lives or allowing us to travel on our first family holiday, flex is a must have for all young families in light of this cost of living crisis. Reviewed on: 3rd March 2023

The best Bank with multiple faculties

I have been having. A great experiences with this bank with no technical issues no customer services issues about all its the bank that I deal with thanks Monzo Reviewed on: 3rd March 2023

Very flexible

Nice and easy and clear so you know what you are paying, also can pay back extra without penalties Reviewed on: 3rd March 2023

Monzo helped me a lot

Monzo helped me a lot. You are giving a good banking experience in my life. I have never get such help anywhere else Reviewed on: 3rd March 2023

Quick, simple funds when you need them

Flex offers a line of adjustable credit on a short term basis that has proved very useful during uncertain times. From covering last minute train fares, hotel stays to suit purchases Flex has been invaluable Reviewed on: 3rd March 2023

Credit with little drawbacks

Simply put you know exactly how much interest, if any you owe at any given time. Also, from the get go it's made very clear how everything works. If you get into trouble using this, you've only yourself to blame. Reviewed on: 3rd March 2023

The best bank

I love monzo especially for traveling!! Everything is so easy with monzo, have recommended to friends and family and they all love it too! Love u monzo <33 Reviewed on: 3rd March 2023

Best user interface in any banking app

Very easy to use. Excellent customer support. Monzo paved the way for digital banking. Reviewed on: 3rd March 2023

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