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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Banking well done

Simple to use straightforward and does what I need. Plenty of scope to have all accounts in one. Reviewed on: 18th January 2024

Great service absolutely best bank

Great service absolutely best bank Reviewed on: 18th January 2024

Hapy with what i get

As time goes by monzo become my favourite bank Reviewed on: 18th January 2024

Monzo flex is the best credit product I have ever us...

Monzo flex is the best credit product I have ever used, it's innovative, fast, feels fair to use 0%apr and fits around my lifestyle. I feel in control Reviewed on: 18th January 2024

Very helpful and easy to use flex.

Very helpful and easy to use flex. flexible payments so lives buy its name. Would definitely recommend to family and friends Reviewed on: 18th January 2024

I have enjoyed Monzo flex ever since I started using...

I have enjoyed Monzo flex ever since I started using the card. No other platform would offer me credit but Monzo took the risk and it’s been easy and smooth. They allowed me to increase my limit twice after applying and getting my first credit. They have kept to their words and terms and agreements and we’ve had no problem or issue at all. It’s the best service honestly and I’d really recommend the service, I actually already did to a couple of my friends. Reviewed on: 18th January 2024

Excellent credit card, so easy to use and always eas...

Excellent credit card, so easy to use and always easy to understand everything that is going on. paying in instalments is fantastic and it’s really easy to see exactly how much to pay back every month and how much interest they’re charging .Its also interest free for when paying back over 3 months. Reviewed on: 18th January 2024

Allowed for flexibility with purchases

Allowed for flexibility with purchases Reviewed on: 18th January 2024

user friendly

Very user friendly, payments are clear and easy to manage. Paying extra is very simple. Payment options are great and cost breakdown is very useful Reviewed on: 18th January 2024

Extremely helpful

Extremely helpful and understanding of needs and getting things sorted. Reviewed on: 18th January 2024

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