Smart Money People Logo

Monzo: Flex Credit Card reviews

4.96
Based on 2,179 reviews, last reviewed 22nd Feb 2025
18600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best bank ever Such a great feature for banking Reviewed on: 22nd February 2025
Rad's avatar
Rad

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2179)

Review of the Monzo, Flex Credit Card:

Really monzo bank help hard time,thankyo so much for this opportunity

5
Really this bank help me hard times,especially monzo flex with no interest Reviewed on: 6th April 2023

I have been with Monzo for years and it’s by far the...

5
I have been with Monzo for years and it’s by far the best experience in the banking world and I will stay with them forever Reviewed on: 9th February 2025

Your only bank

5
Best experience ever , user friendly Reviewed on: 9th February 2025

Reliable bank!

5
Reliable bank!Best bank for me. Services are very outstanding. Reviewed on: 9th February 2025

Easy and convenient

5
Flex is so so easy to use and so convenient for everyday use! The design is set out so it is easy to use and easy to find balance and due dates. Reviewed on: 9th February 2025

My experience is very good monzo service very fast a...

5
My experience is very good monzo service very fast and satisfied I like it very much due to excellent service I never need any other bank account Reviewed on: 9th February 2025

Interest free instalments plan for three months.

5
Interest free instalments plan for three months. Reviewed on: 9th February 2025

Monzo is the best easiest and most user friendly...

5
Monzo is the best easiest and most user friendly bank I've ever used! So easy to track my money. Reviewed on: 9th February 2025

It's so easy, seamless and simple.

5
It's so easy, seamless simple and informative, no tricks bi hidden fees all upfront and very flexible without shoving a higher limit in your face if you're doing well. All this matches with their credit score perk makes for very mindful credit card use! Reviewed on: 9th February 2025

best credit card in the UK

5
The flex card is the best credit card I’ve ever had. So easy to use and customise to my needs. Reviewed on: 9th February 2025

Monzo Flex is the Best!

5
Monzo Flex is possibly one of the best banking services I have used. It is incredibly easy to use while also providing detailed educational content to customers through the app about how to best use credit services and stay on top of your money. I really like the ability to Flex any transaction where needed and to manage the upcoming payments with a simple slider to adjust how much I want to pay off each month. Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products