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Monzo: Flex Credit Card reviews

4.95
Based on 1,811 reviews, last reviewed 7th Feb 2025
114% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
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0%
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Latest highest rating:

5

Excellent service. Excellent service. Does exactly what’s expected Reviewed on: 7th February 2025
Francisco 's avatar
Francisco

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1811)

Review of the Monzo, Flex Credit Card:

Monzo Flex etra liney holidays

5
Monzo Flex helped me in the worst situations during the holidays, saved my life so many times, I just love it and recommended to all my friends Reviewed on: 1st June 2024

Monzo , banking done right

5
Monzo have always been great at offering services to make my financial life easier. They always provide the best rates to their customers and everything can be done within their app. I recently used the Flex service to pay for an purchase in 3 payments and found the whole process straight forward and easy. Reviewed on: 21st February 2024

Monzo makes banning easy

5
Everything is really clear and visible with transactions. I like the fact it does your prices of paying items off. All the functions work really b well on my phone Reviewed on: 21st February 2024

The best card.

5
The best card I have ever had in my life. Easy to control. Reviewed on: 20th February 2024

It is easy to use and very simple to apply.

5
It is easy to use and very simple to apply. Safe and efficient Reviewed on: 20th February 2024

The app is intuitive and smart, it always does what...

5
The app is intuitive and smart, it always does what I want it to do, it makes sense and makes banking enjoyable. I feel in control of my account Reviewed on: 20th February 2024

Very friendly and helpful lol the time easy to use t...

5
Very friendly and helpful lol the time easy to use the app and the customer support team is always great and helpful Reviewed on: 20th February 2024

Easy to work out, payments are shown in a really goo...

5
Easy to work out, payments are shown in a really good format, give you plenty of options and inform you what your monthly payment will be prior to agreement. Love the service! Reviewed on: 20th February 2024

Brilliant in all things banking.

5
Brilliant in all things banking. Created solutions in banking before old school banks realised it. Monzo is like the iPhone of banks secure, robust and yet fluently flexible. Reviewed on: 20th February 2024

Having Monzo Flex is so useful!

5
Having Monzo Flex is so useful! I much prefer it to having a credit card with the more traditional banks, I feel this is much more user-friendly and helps me keep my spending in check, whilst still allowing me to cover the cost of purchases spread over a few months. I've recommended it to friends! Reviewed on: 20th February 2024

I’m very happy with monzo bank very easy to use tran...

5
I’m very happy with monzo bank very easy to use transfer money an receive Reviewed on: 20th February 2024