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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo is a fantastic bank all round, with loans and...

Monzo is a fantastic bank all round, with loans and credit cards it provides easily, and it’s digital-first approach. Reviewed on: 1st February 2024

Just so handy to have on the phone for all...

Just so handy to have on the phone for all banking Reviewed on: 1st February 2024

It remains a really excellent way to budget with Mon...

It remains a really excellent way to budget with Monzo bank. What I would say is that they used to do offers but that seems to have quietened but they do listen and they give you more functionality based on feedback which is great for the customer. They also don’t change things and make it worse for the customer which other banks seem to have a bad habit of doing, Reviewed on: 1st February 2024

Happy days

Very easy to use and I like that it is all on line Reviewed on: 1st February 2024

Nice banking app

Nice banking app, it is very easy to process the transaction Reviewed on: 1st February 2024

Excellent flexible credit service

Excellent flexible credit service Reviewed on: 1st February 2024

It has been great to use with how flexible the produ...

It has been great to use with how flexible the product is. It allows you to manage money much effectively with a brilliant app to help use the product to its full potential. Reviewed on: 1st February 2024

Satisfied with their performance and services

Satisfied with their performance and services Reviewed on: 1st February 2024

Monzo Shmonzo

All good Monzo Thanks very much take care thanks bye Reviewed on: 1st February 2024

Its super easy to use, the UI is lovely, they're oft...

Its super easy to use, the UI is lovely, they're often adding useful features. The plus and premium do provide good value at an okay price. Reviewed on: 1st February 2024

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