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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo flex is really handy

Monzo flex is really handy to have Reviewed on: 1st February 2024

So easy it’s ridiculous.

So easy it’s ridiculous. Putting all competitors to shame. Reviewed on: 1st February 2024

Good service

Good service easy app intuitive great place to see all my accounts Reviewed on: 1st February 2024

Smooth transitions and Customer support

Smooth transitions and Customer support Reviewed on: 1st February 2024

Best bank ever, great money saving amazing features

Best bank ever, great money saving amazing features Reviewed on: 1st February 2024

Easy and simple to bank with.

Easy and simple to bank with. Helps with my poor financial management Reviewed on: 1st February 2024

Overall excellent experience with Monzo really like...

Overall excellent experience with Monzo really like saying my daily interest on savings Reviewed on: 1st February 2024

Amazing service

Monzo Flex is a great option to spread expenses over 3 months without interest. This helps a lot when the budget is tight, as it offers flexibility. Reviewed on: 1st February 2024

What a difference from other credit cards!

Really easy to use. As it the name, it's super flexible and makes managing purchases much easier! Much better than past experiences with our credit card providers. Integrates nicely into the app and I love the way you can choose which plan to use and upto 3 months with zero interest is great. Even then it is very clear how much interest there is if you choose a longer plan. The only criticism I have is if you pay additional towards the balance, it would be way better that all the monthly payments were then adjusted instead of the last payment. Reviewed on: 1st February 2024

Amazing excelent bankAlways take care of my money

Amazing excelent bankAlways take care of my money Reviewed on: 1st February 2024

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