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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Monzo is just so easy to use.

Monzo is just so easy to use. Its user interface is intuitive. I like their Monzo Flex that I like the most since it allows me to divide my payments without interest. Reviewed on: 20th January 2024

So easy to use Monzo & to save a little

So easy to use Monzo on the phone, and easy to secure as well using face ID. The ability to put money into a savings pot with good interest rate ant a single click, knowing I can get back the second I need the money, and how simple it is to round up my purchases together mean that I’m saving for the first time in my life - painlessly. The new cash back feature with some shops restaurants travel companies etc has also meant cash back on Xmas presents and essentials at times. Reviewed on: 20th January 2024

Amazing experience no issues with them handy credit...

Amazing experience no issues with them handy credit card to have flexible payments and flexible limits I would highly recommend anyone to use Monzo flex it’s by far the best credit card with many options to pay over certain times Reviewed on: 20th January 2024

Easy to use and understandable no jargon

Easy to use and understandable no jargon Reviewed on: 20th January 2024

Best bank easy to use app easy to flex payments and...

Best bank easy to use app easy to flex payments and great customer services Reviewed on: 20th January 2024

Friendly and easy to use

Friendly and easy to used the app Reviewed on: 20th January 2024

Flexible credit

Very fair interest rates, clear and visible re-payment plans, flexible usage and generous limit. Reviewed on: 20th January 2024

Smooth service, very helpful customer service, mobil...

Smooth service, very helpful customer service, mobile app UI is very intuitive and easy Reviewed on: 20th January 2024

Using Monzo is incredibly easy.

Using Monzo is incredibly easy. They’ve thought of everything. I’ll never return to a high street bank. Reviewed on: 20th January 2024

Tony's review

Reviewed on: 20th January 2024

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