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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Simple banking app

I've had no issues with their services. Any add-on services I've setup has been simple and easy to do! Reviewed on: 1st February 2024

Good banking and app is easy to use

Good banking and app is easy to use Reviewed on: 1st February 2024

Just a simple effective banking experience providing...

Just a simple effective banking experience providing everything I need and more. Reviewed on: 1st February 2024

Better than any other bank

Monzo is great, app is simple and fast, fast payments and transfer, customer service is really fast at responding. Better than any other bank. Reviewed on: 1st February 2024

Fantastic bank

Responsive customer support team. Intuitive, accessible mobile banking app. Really easy to set up and modify Monzo flex payments. Saving pots and roundups have helped me organise my funds and boost savings. Reviewed on: 1st February 2024

I cannot fault Monzo.

I cannot fault Monzo. They are always ready to help in every situation. Reviewed on: 1st February 2024

Been with Monzo for a few years now, I am completely...

Been with Monzo for a few years now, I am completely satisfied with their services. Reviewed on: 1st February 2024

I have never had a problem, I feel safe and secure b...

I have never had a problem, I feel safe and secure banking with Monzo and feel in control of my own finances. Reviewed on: 1st February 2024

A bank for the people ..

A bank for the people listening to the needs and providing. Reviewed on: 1st February 2024

Prompt response and early cash availability before...

Prompt response and early cash availability before salary day. Credit facilities is also a top notch. Reviewed on: 1st February 2024

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