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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1798 reviews)

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4.95

Based on 1,798 reviews, last reviewed 26th Jan 2025

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great product, fair and clear, easy to understand cr... Great product, fair and clear, easy to understand credit and interest Reviewed on: 26th January 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1798)

Review of the Monzo, Flex Credit Card:

The future of banking

Monzo is a fenomenal contender that exceeds all my needs. Reviewed on: 1st March 2023

Easy to use - all details, summary of any charges ve...

Easy to use - all details, summary of any charges very clear Reviewed on: 2nd February 2024

Best bank

So easy to get anything you want done. Great customer service. Good interest rates for savings. Incredible credit card option. Reviewed on: 2nd February 2024

MONZO has become my primary everyday bank!

MONZO has become my primary everyday bank! I use it more each day as it’s reliable and the App is easy to navigate! The offers such as MONZO Flex is unique and has saved me hundreds of pounds in interests! Reviewed on: 2nd February 2024

best online banking,

I find one so easy to use with secure a easy easy to use easy to update able to get your money early the next day at 4 pm. Absolutely brilliant Reviewed on: 2nd February 2024

Monzo is easy to use prompts me so I keep my money i...

Monzo is easy to use prompts me so I keep my money in check. Great layout I can see everything that I need on the home page. Reviewed on: 2nd February 2024

So easy to set up and use.

So easy to set up and use. I love that Monzo also take your feedback on board really quickly - I suggested that they provide an option to pay a set amount from your whole flex balance off, and the next time I logged on the option was there! Reviewed on: 2nd February 2024

Easy and fun to use!

Easy and fun to use. They simplify banking so well and they are a refreshing approach to money management. The app is geared towards helping people save, spend and manage their money in the most secure and rewarding way all the time. Reviewed on: 2nd February 2024

Best credit ever!

Best credit ever! 3 months interest free and a further option for longer repayments with reasonable interest just makes it fantastic! With the option to repay early as well, makes you feel in control! Reviewed on: 2nd February 2024

Flex allows me full control whilst 3 repayments on 0%in

Flex allows me to be in full control whilst paying back with zero percent interest within a three payment plan of course, don't get me wrong Monzo Flex offers even more to that repayment plan, so they would split it over three months or up to 24 months, fantastic! Reviewed on: 2nd February 2024

Flexible credit and instalment card

I was surprised by the simplicity, clarity and flexibility of the Flex card. It enabled me to spread payments for larger items interest free over three months at no extra cost and I found the information in the app, giving me advance notice of all future payments extremely helpful. I definitely recommend it. Reviewed on: 2nd February 2024

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