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Monzo: Flex Credit Card reviews

4.95
Based on 1,798 reviews, last reviewed 26th Jan 2025
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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Latest highest rating:

5

Great product, fair and clear, easy to understand cr... Great product, fair and clear, easy to understand credit and interest Reviewed on: 26th January 2025
Paddy's avatar
Paddy

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (1798)

Amazing, easy to use and provides full control over...

5
Amazing, easy to use and provides full control over finances with ease Reviewed on: 2nd February 2024

Monzo - simple and effective banking

5
I have never had any issues with Monzo I’ve found using the flex extremely useful and easy Reviewed on: 2nd February 2024

Amazing Bank - customer service is the best

5
Amazing Bank - customer service is the best Reviewed on: 2nd February 2024

Love monzo flex

5
Best credit facilities i’ve used - easy to keep on track and easy to manage in the app. Wish there were more default options though (3 month interest free default for example). Easy to pay back early too. Reviewed on: 2nd February 2024

Top class flex

5
Overall all the flex features and how they work are amazing, very clear and simple. Reviewed on: 2nd February 2024

Easy and intuitive, the flexibility makes the differ...

5
Easy and intuitive, the flexibility makes the difference. Reviewed on: 2nd February 2024

When am on holiday i can used my Monzo card and it...

5
When am on holiday i can used my Monzo card and it cost lest than any other bank Reviewed on: 2nd February 2024

Very user friendly.

5
Very user friendly. Could add more features in terms of providing various savings accounts Reviewed on: 2nd February 2024

I love using Monzo.

5
I love using Monzo. Simple UI, great features Reviewed on: 2nd February 2024

Monzo it’s so easy to use.

5
Monzo it’s so easy to use. I’ve never had any problems and I’ve been with them for many years now. Monzo flex is a great way to spread costs of certain things, I don’t use it for every day items but you could if you wanted to Reviewed on: 2nd February 2024

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