Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3171 reviews)

View other Monzo products

4.97

Based on 3,171 reviews, last reviewed 21st Apr 2026

32500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Flex card has been great so far, able to control pay... Flex card has been great so far, able to control paying it off before the interest gets charged is a massive help. Reviewed on: 21st April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3171)

I’ve been using Monzo as my main bank account for 2...

I’ve been using Monzo as my main bank account for 2 years now. I’m very happy with the service. Their app design is also brilliant . Reviewed on: 10th February 2026

very good card usefull helpful highly recommended

very good card usefull helpful highly recommended Reviewed on: 10th February 2026

Extremely easy to set up, navigate and access, speed...

Extremely easy to set up, navigate and access, speedy with notification and customer service has been fantastic in my opinion, very well managed and in my opinion the best bank to be with Reviewed on: 9th February 2026

Best of the best.

Love this bank... Top notch and easy to use Reviewed on: 9th February 2026

Quick and easy for everyone!

Quick and easy for everyone! For me was and it's a good help! Reviewed on: 9th February 2026

Excellent service !

To this day, I have no complaints about Monzo Flex.This service is excellent . Reviewed on: 9th February 2026

Amazing, first class.

Amazing, first class. It’s the only bank account you need Reviewed on: 9th February 2026

Fantastic

Amazing offers and for travelling Internationally Reviewed on: 9th February 2026

Super user-friendly app, transparent great offers, c...

Super user-friendly app, transparent great offers, convenient. Reviewed on: 9th February 2026

Very helpful to humankind!

Very helpful to humankind! Keep it up Monzo! Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Bip Credit Card
from NewDay 4.91 from 2286 reviews
Everyday spending credit cards
from Halifax 4.08 from 75 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Investments
from Monzo 4.94 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub