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Monzo: Flex Credit Card reviews

4.95
Based on 1,798 reviews, last reviewed 26th Jan 2025
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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Latest highest rating:

5

Great product, fair and clear, easy to understand cr... Great product, fair and clear, easy to understand credit and interest Reviewed on: 26th January 2025
Paddy's avatar
Paddy

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (1798)

Very easy to use and interests is the best

5
Very easy to use and interests is the best Reviewed on: 3rd February 2024

Good investment stock

5
Good investment very happy in returns Reviewed on: 3rd February 2024

Monzo just works.

5
Monzo works. I'm able to do all I want to do with a bank on Monzo. Reviewed on: 3rd February 2024

Easily the best bank

5
Easy to use app. Tons of features. Easy access to all my money and savings. Best customer service I've seen with a bank, quick to respond and helpful. No messing around on the phone or on hold. Reviewed on: 3rd February 2024

I use Monzo Flex all the time.

5
I use Monzo Flex all the time. It's a very simple way to split payments up natively within the banking app. 3 months interest free is great and even extending to 6 months interest free over Christmas. Reviewed on: 3rd February 2024

Everything you need in one app

5
Monzo has by far the best banking app out there. Everything is well laid out and all the info is easy to understand and transparent. I especially love that I can have investments, savings, mortgage, etc all in one app. Reviewed on: 3rd February 2024

Best bank

5
Monzo is easy to use and the app has many functions combined . Reviewed on: 3rd February 2024

Excellent user friendly layout and services

5
Excellent user friendly layout and services Reviewed on: 3rd February 2024

Great experience.

5
Great experience.I recommended to anyone. Reviewed on: 3rd February 2024

Fantastic bank to use

5
Fantastic bank to use - has helped me manage my money Reviewed on: 3rd February 2024

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