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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3037 reviews)

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4.97

Based on 3,037 reviews, last reviewed 3rd Mar 2026

52300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Best in market credit card. Best in market credit card. Interest free over 12mths, easy to make payments. Reviewed on: 3rd March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3037)

Easy to use, clear, and stress-free. Simple app

My experience with Monzo Flex has been smooth and straightforward. Everything is clear in the app, and payments are easy to track. Reviewed on: 9th February 2026

The best credit option for me!

Use on a daily basis for work expenses and some personal purchases on a monthly basis. Fantastic, simple process keeping you in complete view/control of your finances. Great options for 0% interest. Best experience for credit. Reviewed on: 9th February 2026

Satisfied customer

Never had a bad transaction with this card. I find it very useful Reviewed on: 9th February 2026

Super easy and efficient.

Super easy and efficient. Many options to control your payments, the maximum amount. Monzo is always introducing new features and perks Reviewed on: 9th February 2026

Easy to switch to Monzo and a very good app which is...

Easy to switch to Monzo and a very good app which is easy to use and hold a wealth of detail about your accounts. Reviewed on: 9th February 2026

Easy to you and good internet banking system

Easy to you and good internet banking system Reviewed on: 9th February 2026

Flex is amazing

I’m quite new to credit cards and having Monzo flex has really helped me build my credit score. The ability to flex payments made from my current account is amazing because I always forget to use my credit card. In love with flex Reviewed on: 9th February 2026

The best bank Monzo give me the best products...

The best bank Monzo give me the best products Reviewed on: 9th February 2026

Great products and the 3 months interest free period...

Great products and the 3 months interest free period when spending £100 is probably the best feature! Reviewed on: 9th February 2026

Amazing ways to navigate and use

Amazing ways to navigate and use Reviewed on: 9th February 2026

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