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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1798 reviews)

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4.95

Based on 1,798 reviews, last reviewed 26th Jan 2025

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great product, fair and clear, easy to understand cr... Great product, fair and clear, easy to understand credit and interest Reviewed on: 26th January 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (1798)

Monzo saves my money, gives me interest every month...

Monzo saves my money, gives me interest every month and attends to every query that i have in a timely manner. I honestly love it Reviewed on: 4th February 2024

The best bank account I've ever had!

The best bank account I've ever had! I have been with monzo years now and I plan on staying with them. All your financial services you could possible need is in one place, so easy to understand how much I'm spending and what i spend the most on and very clear to use, the customer service is top notch too! Monzo Flex is an amazing addition to the Monzo app and has helped when I've needed it most! Reviewed on: 4th February 2024

They are amazing, makes banking so much easier.

They are amazing, makes banking so much easier. That’s all there is to it. Reviewed on: 4th February 2024

Just easy peazy

Easy to use… accessible for most if not all Reviewed on: 4th February 2024

Love Monzo!

Love Monzo, the best bank I’ve ever used. Reviewed on: 3rd February 2024

Ideal for people new to credit

Ideal for people new to credit and very simple to setup Reviewed on: 3rd February 2024

Hassel free to handle, given enough time to repay wi...

Hassel free to handle, given enough time to repay without interest. Reviewed on: 3rd February 2024

All good , best bank ever , everything goes smoothly...

All good , best bank ever , everything goes smoothly , never had a problem banking with monzo Reviewed on: 3rd February 2024

Flex gives your freedom to decide.

The flexibility to pay for things on your card and then flex them retrospectively is amazing. It means you can move your money around and not have to worry right in the moment. Reviewed on: 3rd February 2024

Without a doubt the best bank to use.

The best bank I have ever had! I'll never have another account again, been with monzo years and I plan on staying with them. Everything you could possible need is in one place, so easy to understand and so clear to use, the customer service is top notch too! Flex is an amazing addition too and has massively helped me out when I've needed it most! Monzos the oneeeee! Reviewed on: 3rd February 2024

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