Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3037 reviews)

View other Monzo products

4.97

Based on 3,037 reviews, last reviewed 3rd Mar 2026

52300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Best in market credit card. Best in market credit card. Interest free over 12mths, easy to make payments. Reviewed on: 3rd March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3037)

the flex card is great.

the flex card is great. It has a really simple information on the app and is straightforward to pay back Reviewed on: 9th February 2026

Very good for investing and using daily tasks

Very good for investing and using daily tasks Reviewed on: 9th February 2026

Amazing bank with a superb credit card

Monzo is the best bank and they have the best credit card ever made in UK Reviewed on: 9th February 2026

The best credit card on the market.

The best credit card on the market. The name Flex is fully reflect the instalment options provided Reviewed on: 9th February 2026

Monzo Flex is fantastic!

Monzo Flex is fantastic! It doesn’t feel like a normal credit card it’s like having your own personal CFO! It’s transparent, easy to use and manage and most importantly respects you’re lifestyle by letting you decide how and when you pay! Reviewed on: 9th February 2026

Perfect very handy to have.

Perfect very handy to have. Would definitely recommend Reviewed on: 9th February 2026

Best Bank ever!

I have had no reason to regret banking with Monzo. Excellent customer service without having to interact with anyone. No protocols, no bureaucracy, just excellent service everytime! Reviewed on: 9th February 2026

Thumbs up monzo

No issue so far.. thumbs up monzo Reviewed on: 9th February 2026

Great card, love the flexibility !

Great card, love the flexibility !! Also the UI with payments upcoming and moving them about is fantastic!! Reviewed on: 9th February 2026

spreading the cost of a pack of polos...

I love that I can spread the cost of a pack of polos over 3 months interest free Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clarity credit card
from Halifax 4.19 from 264 reviews
Chrome Card
from Vanquis 4.18 from 8 reviews
Partnership Card
from John Lewis 1.32 from 886 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 225 reviews
Under 16s account
from Monzo 4.96 from 546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub