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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3183 reviews)

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4.90

Based on 3,183 reviews, last reviewed 14th Jun 2026

77% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex is a virtual credit card integrated direc... Monzo Flex is a virtual credit card integrated directly into the Monzo app that allows you to split purchases between £30 and £10,000 into installment... Read more Reviewed on: 14th June 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3183)

Love Monzo - REVELATIONARY mobile banking and FLEX i...

Love Monzo - REVELATIONARY mobile banking and FLEX is fantastic allowing me interest free credit with no fees! Reviewed on: 10th February 2026

Monzo by far the best banking experience I have ever...

Monzo by far the best banking experience I have ever used. Everything you need and want at a click of a button. So easy to navigate and you know your money is safe. Flex is a great feature and excellent interest rates. I have been using for a while. What will make things even better would be a monza start offering mortgages( would be like the beer adverts if they offered mortgages would be the best ever) thank you monzo Reviewed on: 10th February 2026

Amazing so transparent and easy to use

Amazing so transparent and easy to use Reviewed on: 10th February 2026

MONZO FLEX is a God-send, it helps out so much when...

MONZO FLEX is a God-send, it helps out so much when it come to planning purchases and spreading cost in a cost effective way, Thank you MONZO Reviewed on: 10th February 2026

Amazing bank to have they don’t judge you with your...

Amazing bank to have they don’t judge you with your credit they only give you what they know you can be able to afford and pay back thanks Monzo Reviewed on: 10th February 2026

Perfectly providing services, doing good service

Perfectly providing services, doing good service Reviewed on: 10th February 2026

Always had a great experience with Monzo

Always had a great experience with Monzo and the app is very user friendly Reviewed on: 10th February 2026

Great credit card to have, easiest one to use

Great credit card to have, easiest one to use Reviewed on: 10th February 2026

Flexing made easy !

Never had any problems ! Flexing payments is easy and helpful! Reviewed on: 10th February 2026

Monzo Flex is simple to use, with great flexibility.

Monzo Flex is simple to use, with great flexibility. It shows clearly and concisely how much each bill will be and how changing each monthly payment will affect the subsequent payments. Reviewed on: 10th February 2026

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