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Monzo: Flex Credit Card reviews

4.95
Based on 1,797 reviews, last reviewed 13th Jan 2025
86% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
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0%
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0%

Latest highest rating:

5

Simply Amazing I have been using Monzo for 2 years, and it's simply amazing. From every day use, to credit card, to savings or investments, it covers everything with... Read more Reviewed on: 13th January 2025
Roman B's avatar
Roman B

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (1797)

Never had any issues, easy enough to use.

5
Never had any issues, easy enough to use.great service Reviewed on: 5th February 2024

Monzo is really good for being able to flex payments...

5
Monzo is really good for being able to flex payments with little to no interest rates it also makes me feel comfortable spending my money Reviewed on: 5th February 2024

Consolidate accounts

5
Very simple to switch to current account and I like having all my cards in one place such as Flex and other providers Reviewed on: 5th February 2024

Flex(ibility)

5
Flex gives me exactly what is says on the tin- flexibly with my finances. Reviewed on: 4th February 2024

The app is amazing, so easy to use.

5
The app is amazing, so easy to use. They make banking simple. I love the way you can flex with the credit card spend so larger purchases can be spread out over a few months interest free. Reviewed on: 4th February 2024

Great bank and been with it since the start and help...

5
Great bank and been with it since the start and helped me save and use their flex card for many purchases and really how to use money well n invest aswell Reviewed on: 4th February 2024

Good experience

5
Monzo is generally easy to use, accessible, and had a good app UI that is simple to navigate. Most importantly, Monzo is incredibly simple and easy to use while abroad which has saved me a lot of money. All of this makes for an overall pleasant experience and I would recommend Monzo to most people as a tool for helping to get on top of holiday spending/budgeting. Reviewed on: 4th February 2024

Best of the best!

5
Very nice bank! If more positive like! Reviewed on: 4th February 2024

Great daily use bank

5
Monzo is quick and easy to set-up and use. It provides flexibility to its customers and allows for easy banking. I think it's great for everyday banking and small savings. Reviewed on: 4th February 2024

Monzo saves my money, gives me interest every month...

5
Monzo saves my money, gives me interest every month and attends to every query that i have in a timely manner. I honestly love it Reviewed on: 4th February 2024

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